tag:blogger.com,1999:blog-82061478269103108932024-03-05T06:58:29.084-08:00Talkin Real EstateInvaluable Home Seller and Home Buyer Advice from a seasoned Realtor. Local area information about Santee and housing developments. Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comBlogger115125tag:blogger.com,1999:blog-8206147826910310893.post-83108928594324027112023-12-29T12:20:00.000-08:002023-12-29T12:20:57.617-08:00 Selling a Mobile Home vs. a Manufactured Home: Key Differences to Consider—Part I<p></p><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: left;"><div style="border: 1pt solid rgb(217, 217, 227); padding: 0in; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjD-l-eAZZL2e40Hhn2DbcExGegO2cwhLyerYCSmH3XDMYObAjXNZiO5ypBiaDs0_o80hXGAJlO87cqR08wUbKHYXEiliDuoQWLeZvxRLObYmYEWo-JrDuBM8lNuWZ-BlMxFrOJCE0goVPIL4EAI3IzZVD71nAVlFhAdKncOARbC5nVdLOPE-U8g-IcVu4/s640/IMG_0373.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjD-l-eAZZL2e40Hhn2DbcExGegO2cwhLyerYCSmH3XDMYObAjXNZiO5ypBiaDs0_o80hXGAJlO87cqR08wUbKHYXEiliDuoQWLeZvxRLObYmYEWo-JrDuBM8lNuWZ-BlMxFrOJCE0goVPIL4EAI3IzZVD71nAVlFhAdKncOARbC5nVdLOPE-U8g-IcVu4/s320/IMG_0373.jpg" width="320" /></a></div></blockquote><p style="border: 1pt solid rgb(217, 217, 227); padding: 0in; text-align: left;"><span style="font-family: Segoe UI, sans-serif;"><span style="font-size: 18px;">One When it comes to selling a home, whether it's a mobile home or manufactured home, understanding the distinctions between the two is crucial. While the terms are often used interchangeably, there are significant differences that can impact the selling process. While many of the issues are similar to buying a house, mobile and manufactured homes have very different concerns to be aware of. In this blog, I will explore three key differences to consider to when selling and buying a mobile home versus a manufactured home. </span></span></p>
<div style="border: 1pt solid rgb(217, 217, 227); margin-left: 0.25in; margin-right: 0in; padding: 0in 0in 0in 5pt; text-align: left;">
<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-border-alt: solid #D9D9E3 .25pt; mso-list: l2 level1 lfo1; mso-padding-alt: 0in 0in 0in 5.0pt; padding: 0in; tab-stops: list .5in; text-indent: -.25in;"><!--[if !supportLists]--><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Segoe UI"; mso-font-kerning: 0pt; mso-ligatures: none;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b><span style="border: solid #D9D9E3 1.0pt; color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-border-alt: solid #D9D9E3 .25pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none; padding: 0in;">Legal and Regulatory Variances:</span></b><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;"><o:p></o:p></span></p>
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<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;">One of the primary
differences between mobile homes and manufactured homes lies in their legal and
regulatory classifications. Mobile homes are generally older structures,
typically built before the implementation of the U.S. Department of Housing and
Urban Development (HUD) code in 1976. These homes may be subject to different
building standards and codes, making it important for sellers to be aware of
any relevant local regulations.<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;">On the other hand,
manufactured homes are built according to the HUD code, which sets specific
standards for construction, design, and safety. These homes are typically newer
and may offer more consistency in terms of quality. When selling a manufactured
home, it's essential to provide documentation that certifies compliance with
HUD standards, which can positively impact the home's marketability.<o:p></o:p></span></p>
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<div style="border: solid #D9D9E3 1.0pt; margin-left: .25in; margin-right: 0in; mso-border-alt: solid #D9D9E3 .25pt; mso-element: para-border-div; padding: 0in 0in 0in 5.0pt;">
<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-border-alt: solid #D9D9E3 .25pt; mso-list: l0 level1 lfo2; mso-padding-alt: 0in 0in 0in 5.0pt; padding: 0in; tab-stops: list .5in; text-indent: -.25in;"><!--[if !supportLists]--><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Segoe UI"; mso-font-kerning: 0pt; mso-ligatures: none;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b><span style="border: solid #D9D9E3 1.0pt; color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-border-alt: solid #D9D9E3 .25pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none; padding: 0in;">Depreciation and Financing:</span></b><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;"><o:p></o:p></span></p>
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<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;">Mobile homes and
manufactured homes can differ significantly in terms of depreciation and
financing options. Mobile homes, being older structures, may have experienced a
higher degree of depreciation over the years. This can affect the home's
overall value and make it challenging to secure traditional mortgage financing
for potential buyers. Sellers should be prepared for the possibility of cash
transactions or alternative financing options.<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;">Manufactured homes, built
to HUD standards, may retain their value better than older mobile homes.
Additionally, these homes are often eligible for financing through FHA, VA, and
conventional mortgages, providing a broader range of options for potential buyers.
Sellers of manufactured homes should highlight these financing opportunities to
attract a larger pool of qualified buyers.<o:p></o:p></span></p>
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<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-border-alt: solid #D9D9E3 .25pt; mso-list: l1 level1 lfo3; mso-padding-alt: 0in 0in 0in 5.0pt; padding: 0in; tab-stops: list .5in; text-indent: -.25in;"><!--[if !supportLists]--><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Segoe UI"; mso-font-kerning: 0pt; mso-ligatures: none;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><b><span style="border: solid #D9D9E3 1.0pt; color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-border-alt: solid #D9D9E3 .25pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none; padding: 0in;">Land Ownership and Location:</span></b><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;"><o:p></o:p></span></p>
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<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;">The issue of land
ownership is another critical consideration when selling mobile homes versus
manufactured homes. Mobile homes are often situated in mobile home parks where
homeowners lease the land from the park management. This arrangement can impact
the resale process, as potential buyers must either assume the lease or in rare
instances, relocate the mobile home.<o:p></o:p></span></p>
<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="color: black; font-family: "Segoe UI",sans-serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-ligatures: none;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgEQvU9xSrefM4c0vEz-mO1azoY0pw_sLFCraX1jWZ0F_YD2wGN1VqE13XLQNzpCz0f0I9zO9rRGKiUq9N0r2cB1PNymYMpnxuXCsfzNuLDwaZPuZp-RFrfQC-b-qGTu-4PsGDse3N9yLdFHUJA5nu8f9whUHh5eInAFfK416P0A5BTBM6Fx_sIYIuueQc" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="746" data-original-width="997" height="239" src="https://blogger.googleusercontent.com/img/a/AVvXsEgEQvU9xSrefM4c0vEz-mO1azoY0pw_sLFCraX1jWZ0F_YD2wGN1VqE13XLQNzpCz0f0I9zO9rRGKiUq9N0r2cB1PNymYMpnxuXCsfzNuLDwaZPuZp-RFrfQC-b-qGTu-4PsGDse3N9yLdFHUJA5nu8f9whUHh5eInAFfK416P0A5BTBM6Fx_sIYIuueQc" width="320" /></a></div><br />Manufactured homes, on the
other hand, may be located on private land on permanent foundations owned by
the homeowner. This can be an attractive feature for buyers, as it provides a
sense of ownership and control over the property. Sellers of manufactured homes
should emphasize the advantages of owning both the home and the land,
potentially making their property more appealing in the market.<o:p></o:p><p></p>
<p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="font-family: "Segoe UI", sans-serif; font-size: 13.5pt;">Selling a mobile home and
a manufactured home involves navigating distinct challenges and considerations. From understanding the legal and regulatory, to be discussed in Part II, to variances and recognizing the impact
of depreciation and financing options, sellers must be well-informed to make
the most of their real estate transactions. By highlighting these key
differences, sellers can better position their homes in the market and attract
the right buyers for a successful sale with the help of a Realtor.</span></p><p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="font-family: Segoe UI, sans-serif;"><span style="font-size: 18px;">Call Virginia Hall, Realtor, Certified Residential Specialist</span></span></p><p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="font-family: "Segoe UI", sans-serif; font-size: 18px;">DRE Lic #01409760</span></p><p class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 15.0pt; margin-left: 0in; margin-right: 0in; margin-top: 15.0pt; mso-border-alt: solid #D9D9E3 .25pt; mso-padding-alt: 0in 0in 0in 0in; padding: 0in;"><span style="font-family: "Segoe UI", sans-serif; font-size: 18px;">(6196) 258-8585</span></p>
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<p align="center" class="MsoNormal" style="border: none; line-height: normal; margin-bottom: 0in; mso-border-bottom-alt: solid windowtext .75pt; mso-padding-alt: 0in 0in 1.0pt 0in; padding: 0in; text-align: center;"><span style="display: none; font-family: "Arial",sans-serif; font-size: 8.0pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt; mso-hide: all; mso-ligatures: none;">Top of Form<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p><br /><p></p>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-53836193148387778332023-11-14T17:56:00.000-08:002023-11-14T18:20:41.242-08:003 Tips to Successfully Sell Your Home During the Holidays<p style="text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivPLcChTS5404YMlo6IaJF6AsiMEWkP1lY3hdgvCfVhAr0QZxJ1egaERRuNQHomr1t4if5uFvtZD4j5sszvNsPWZgXz12F4SqrkIF3TfmvbAVLI4_zQo94gPcj-V5265aLqlJ9Ue1Mv05R0yn8p-7edMMjks51V-aOw39nLcYveba6tunCXFyjdYbZV_A/s4032/IMG_0964.HEIC" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="3024" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivPLcChTS5404YMlo6IaJF6AsiMEWkP1lY3hdgvCfVhAr0QZxJ1egaERRuNQHomr1t4if5uFvtZD4j5sszvNsPWZgXz12F4SqrkIF3TfmvbAVLI4_zQo94gPcj-V5265aLqlJ9Ue1Mv05R0yn8p-7edMMjks51V-aOw39nLcYveba6tunCXFyjdYbZV_A/s320/IMG_0964.HEIC" width="240" /></a></p><p style="text-align: left;">Selling a house during the holidays can be a good idea for several reasons. First, there tends to be less competition on the market, as many people prefer to wait until after the holidays to list their homes. This means your house may stand out more and attract more potential buyers. Second, the holiday season often brings out serious buyers who are motivated to find a new home before the new year. Lastly, the festive atmosphere and decorations can create an emotional connection with buyers, making them more likely to envision themselves living in your home. </p><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><o:p><br /></o:p></span></div><div class="separator" style="clear: both; text-align: left;"><span style="text-align: justify;"><o:p>W</o:p></span><span style="text-align: justify;">hen
selling a house during the holidays, here are three things to keep in mind:</span></div>
<p class="MsoNormal">1.
Price it right: While the holiday season can be advantageous for sellers, it's
still important to price your house competitively. Work with a real estate
agent to determine the right listing price based on the current market
conditions and comparable sales in your area. </p>
<p class="MsoNormal"><span style="mso-fareast-font-family: "Times New Roman";">2.
Stage for the season: Embrace the holiday spirit by tastefully decorating your
home. Keep it simple and elegant, avoiding excessive clutter or religious
decorations that may alienate potential buyers. Create a warm and inviting
atmosphere that appeals to a wide range of people.</span> </p>
<p class="MsoNormal" style="text-align: left;"><span style="mso-fareast-font-family: "Times New Roman";">3.
Be flexible with showings: The holiday season can be a busy time for everyone,
so be prepared to accommodate potential buyers' schedules. Try to be as
flexible as possible with showings, even if it means adjusting your own plans.
Remember, the goal is to make it as convenient as possible for buyers to see
your home.</span> </p>
<p class="MsoNormal"><span style="mso-fareast-font-family: "Times New Roman";">By
considering these factors, you can increase your chances of successfully
selling your house during the holidays.</span></p><p class="MsoNormal"><span style="mso-fareast-font-family: "Times New Roman";">For more information, contact Virginia Hall, Keller Williams Realty today at (619)258-8585. </span></p>
<p class="MsoNormal"><br /></p>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-21991556968755728802023-11-04T13:26:00.004-07:002023-11-04T13:32:50.120-07:00Discover the Hidden Gem of Santee, California: A Real Estate Haven<div class="separator" style="clear: both; text-align: center;"><br /></div><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXmUsd7U5SGrVK1VOu9ftXhmCKf_2-QeYqdeYsTq8NhkyBDhPFDMO6NohDW1iG9P4DP-pDUiptGqei6iO-aNHTwqbU9kCQ1FHK-BQrfUWZTz5mk8grGBcZg5k_CsHtcFggBBYku3gXGWDkZNUtS-gcLQuFtagQzwT4Je4RgWocsas9BqbmGmokngJ1yOo/s4032/68988803632__7D7BC00E-DF68-45A3-A287-31133030A24A.fullsizerender.heic" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXmUsd7U5SGrVK1VOu9ftXhmCKf_2-QeYqdeYsTq8NhkyBDhPFDMO6NohDW1iG9P4DP-pDUiptGqei6iO-aNHTwqbU9kCQ1FHK-BQrfUWZTz5mk8grGBcZg5k_CsHtcFggBBYku3gXGWDkZNUtS-gcLQuFtagQzwT4Je4RgWocsas9BqbmGmokngJ1yOo/s320/68988803632__7D7BC00E-DF68-45A3-A287-31133030A24A.fullsizerender.heic" width="320" /></a></div><br /><p></p><p>Nestled in the heart of San Diego County, Santee, California, is a hidden gem that offers a perfect blend of suburban charm and natural beauty. With its picturesque landscapes, family-friendly atmosphere, and a thriving real estate market, Santee with a population is roughly 60,000, has become an increasingly popular choice for homebuyers looking for a peaceful yet vibrant community to call home. In this blog, explore the many reasons why Santee is an excellent place to invest in real estate.</p><p>1. Natural Beauty:</p><p>Santee boasts stunning natural beauty, with its proximity to Mission Trails Regional Park and Santee Lakes Recreation Preserve. Nature enthusiasts will find themselves immersed in endless opportunities for outdoor activities, including hiking, biking, fishing, and bird-watching. The scenic views and tranquil surroundings make Santee a paradise for those seeking a peaceful escape from the hustle and bustle of city life.</p><p>2. Strong Community Spirit:<br /></p><p>One of the most appealing aspects of Santee is its strong sense of community. The city hosts numerous events and festivals throughout the year, bringing residents together in celebration and fostering a deep sense of belonging. From the Santee Street Fair to the Summer Concerts series at Town Center Park, always has something exciting happening in Santee that brings neighbors closer and creates lasting memories.</p><p>3. Excellent Schools:</p><p>For families considering a move to Santee, the city offers a top-notch education system. Santee School District and Grossmont Union High School District provide exceptional educational opportunities for students of all ages. With a focus on academic excellence and a wide range of extracurricular activities, Santee's schools ensure that children receive a well-rounded education in a supportive environment.</p><p>4. Diverse Real Estate Options:</p><p>Santee offers a diverse range of real estate options to suit every lifestyle and budget. Whether you're looking for a cozy single-family home, a spacious townhouse, or a luxurious estate, Santee has it all. The city's real estate market is known for its affordability, making it an attractive choice for first-time homebuyers and young families. With a variety of neighborhoods to choose from, each with its own unique charm, finding your dream home in Santee is a breeze.</p><p>5. Convenient Location:</p><p>Santee's prime location provides residents with easy access to all that San Diego County has to offer. The city is situated just off major freeways, making commuting to downtown San Diego or other neighboring cities a breeze. Additionally, Santee is within close proximity to world-class beaches and mountains, shopping centers, dining options, and entertainment venues, ensuring that residents have everything they need within reach.</p><p>So if you are looking for a home in the county of San Diego, Santee offers a perfect blend of natural beauty, a strong sense of community, excellent schools, diverse real estate options, and a convenient location. Whether you're looking to raise a family, retire, or simply enjoy a high quality of life, Santee has it all. With its thriving real estate market and endless opportunities for recreation and relaxation, Santee truly is a hidden gem worth exploring. Don't miss out on the chance to be a part of this vibrant community and invest in Santee's real estate market today!</p><p><br />For more information contact Virginia Hall, Your Local Santee Real Estate Expert at (619)258-8585.</p>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-39314069349134412382022-06-23T10:45:00.002-07:002022-06-23T10:45:17.278-07:00Proposition 19--Helping Home Sellers 55 Years & Older <p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg4qxDmR1R4UENo2aNwDIBr_Oii0ZCc1Kxn2OKJoTJKLCkh3wTYoWFg8ALz8m-SfkLKYfLg9t7PdYwgVF3vqv0AnRSHXTmHzhfJslK86kNomQYRgqitLvsiQ6ta7sy1GbHthUuzizQetrzKP-OFbppeXkbKpvZgFMr9Sup5g5MBL-OS9j48oFOvoiMP" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="934" data-original-width="2545" height="133" src="https://blogger.googleusercontent.com/img/a/AVvXsEg4qxDmR1R4UENo2aNwDIBr_Oii0ZCc1Kxn2OKJoTJKLCkh3wTYoWFg8ALz8m-SfkLKYfLg9t7PdYwgVF3vqv0AnRSHXTmHzhfJslK86kNomQYRgqitLvsiQ6ta7sy1GbHthUuzizQetrzKP-OFbppeXkbKpvZgFMr9Sup5g5MBL-OS9j48oFOvoiMP=w364-h133" width="364" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><h3 style="clear: both; text-align: center;"><span style="color: #0b5394; font-size: large;">The Home Protection for Seniors, Severely Disabled, Families, and Victims of Wildfire or Natural Disasters Act</span></h3><div><b>EXPANDED SPECIAL RULES FOR ELIGIBLE HOMEOWNERS</b></div><p></p><p>Effective April 1, 2021: Homeowners 55 years of age and older, severely disabled, or whose property was extensively destroyed by wildfire or other natural disasters may be eligible to transfer the taxable value of their primary residence to a replacement primary residence:</p><p></p><ul style="text-align: left;"><li><span> </span>Anywhere in California</li><li><span> </span>Of any value, but with upward adjustments if replacement of greater value</li><li><span> </span>Purchased or newly constructed within two years of sale</li><li><span> </span>Up to three times (previously one time), but without limitation for properties destroyed by fire</li></ul><p></p><p><b>TAXATION OF INHERITED PROPERTY TRANSFERS</b></p><p>Effective February 16, 2021: Prop 19 narrows the rules allowing properties to pass from parent to child and grandparent to grandchild without an increase in the property tax bill. The taxable value can be transferred:</p><p></p><ul style="text-align: left;"><li>To only those properties used as a primary home or farm by the child or grandchild</li><li>If homeowners’ exemption if filed within one year of transfer</li><li>If the value of the property is less than $1M over the original tax basis. If the property value, at the time of transfer, is more than $1M over the original tax basis, some upward adjustment in assessed value would occur.</li></ul><p></p><p></p><p>If eligible, these changes may affect your title and escrow transaction. Additional forms may be required through escrow if you plan to transfer the current taxable value of your property. Consult your tax advisor, and/or contact your local tax assessor’s office to learn more about Proposition 19’s provisions and eligibility rules. </p><p>Want to learn more? Visit <a href="http://www.boe.ca.gov/prop19">www.boe.ca.gov/prop19</a> or call Virginia Hall (619)258-8585 for more details. </p><p>Courtesy of First American Title Company</p><p><span style="font-size: xx-small;">First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. </span><span style="font-size: x-small;">First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.</span></p>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-73392146934348701052022-05-06T17:26:00.001-07:002022-05-06T17:45:18.931-07:00Home Buyer's Remorse: 6 ways to Avoid It<p><span face="Roboto, arial, sans-serif" style="color: #202124;"><span style="background-color: white;"><br /> You won the bidding war for a new home. Excited! You start the process. </span></span></p><p><span face="Roboto, arial, sans-serif" style="color: #202124;"><span style="background-color: white;"></span></span></p><div class="separator" style="clear: both; text-align: center;"><span face="Roboto, arial, sans-serif" style="color: #202124;"><span style="background-color: white;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMm_k9ew5eD6nnQwlGNYVopCV8oZmYke75LnnwG4SHWJjWI2YAWisrfG-DK0Xqoqmss33jZNDCS6dFDeoj5tLVhS3SSBHAD2cgWVuTN8Tl1vK_XlejzddXR7BR1tIvff5PnheWQLMb7Oo0qT33RerCld4MV4GTheM8P9w5mGz3-wVg7z8LedT7DEuu/s8688/Woman%20at%20Laptop.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4596" data-original-width="8688" height="169" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMm_k9ew5eD6nnQwlGNYVopCV8oZmYke75LnnwG4SHWJjWI2YAWisrfG-DK0Xqoqmss33jZNDCS6dFDeoj5tLVhS3SSBHAD2cgWVuTN8Tl1vK_XlejzddXR7BR1tIvff5PnheWQLMb7Oo0qT33RerCld4MV4GTheM8P9w5mGz3-wVg7z8LedT7DEuu/s320/Woman%20at%20Laptop.jpg" width="320" /></a></span></span></div><span face="Roboto, arial, sans-serif" style="color: #202124;"><span style="background-color: white;"><br />As you start the loan paperwork and home inspection, you begin to question your decision. Is it the right time to buy? </span></span><span style="background-color: white; color: #202124;">Did you choose the right home?</span><span style="background-color: white; color: #202124;"> The right neighborhood? </span><span face="Roboto, arial, sans-serif" style="color: #202124;"><span style="background-color: white;"> You have a sinking feeling as you move forward. As you near the end of the sale and see the loan numbers in print, you begin to wonder if you will be able to afford the home after all? </span></span><span style="background-color: white; color: #202124;"> This sinking feeling is called Buyer's Remorse. </span><span style="text-align: center;"> </span><p></p><p>Research shows that 61% of buyers wish they had done something different in the process of buying their home. First time home buyers have an even higher incidence of second thoughts. </p><p>Here are some ways to avoid Buyer's Remorse: </p><p></p><ul style="text-align: left;"><li><b>Educate Yourself in the Home Buying Process. </b>If you haven't purchased a home before, you will want to read everything you can and talk in detail to an experienced Realtor about the process. Listen to family and friends and know how to avoid pitfalls. </li><li><b>Know why you are buying a hom</b>e. Every home will have some kind of problem. Even new ones typically have a 10 year contractor's warranty for issues that arise. If you are moving for a job, moving closer to children or you are outgrowing your present home, keep reminding yourself of why you are buying a home. </li><li><b>Budget.</b> Know what you can afford in a monthly payment prior to setting up to look at homes. On your first home purchase, you may need to settle for a condominium, townhome, or a mobile home. While it may not be what you dreamed of, you just want to get on the bus. Nothing worse than finding a home you cannot afford. Be preapproved by a lender. Find out what the monthly payment will be and if fits into your budget. Know what the closing costs will be. Closing costs are separate from your down payment.</li><li><b>Have Realistic Expectations. </b>Make a must-have list of no more than 3 things that you must have in a home.<b> </b>Understand the market and where you can negotiate. Understanding the issues or needed repairs with the home and know which ones are pressing and need to be fixed right away or can wait. Know which ones are costly and require some budgeting to save up money. Be Patient. Everything will not be perfect right away. Overtime you will make the home you love. </li><li><b>Look for the Potential. </b>Sometimes a home is in less than perfect condition will be more affordable and have less competition. Look beyond the flower wall paper, clutter, or dirty carpet and know with a little bit of elbow grease and paint, these can be fixed. Envision your new landscaping and furniture in the home. </li><li><b><br />Location Location Location. </b>While you can fix a lot of things in a home, you cannot change the location and it will impact the resale value. Research the community you are moving into. Know if it is a busy street or if there are any plans to do major building nearby. Visit the area on a weekend,morning, and evening, and meet the neighbors. Neighbors will always share the issues with you. </li></ul><p></p><p>While you may still second guess your decisions, these 6 suggestions will help you to make a more confident home purchase. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXI7Gcd25MWx_ihGX6l1XOUg8uaxxveFCD6MMWgN_z-58peEaGZdhi7I6QLA7L0aHWqaXpYRwOBJS-oe43BSb-M2qb9TkZYHKHl_cb93BlORdUxxPMBCtu-oxKulPPpba7dJYWP2MzrTPUAhsmw2-A7wEeYCRHKtzI4dU-K10KnSyLkH_8XMjwHf3U/s6383/Relaxed%20woman.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3591" data-original-width="6383" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXI7Gcd25MWx_ihGX6l1XOUg8uaxxveFCD6MMWgN_z-58peEaGZdhi7I6QLA7L0aHWqaXpYRwOBJS-oe43BSb-M2qb9TkZYHKHl_cb93BlORdUxxPMBCtu-oxKulPPpba7dJYWP2MzrTPUAhsmw2-A7wEeYCRHKtzI4dU-K10KnSyLkH_8XMjwHf3U/s320/Relaxed%20woman.jpg" width="320" /></a></div><p></p><div aria-level="3" class="co8aDb" role="heading" style="background-color: white; color: #202124; font-family: "Google Sans", Roboto, arial, sans-serif; font-size: 16px; margin-bottom: 12px;"><br /></div>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-70414611945135387992021-11-18T16:51:00.001-08:002021-11-24T12:25:42.772-08:005 Tips on Successful Multiple Offers<p></p><div style="text-align: justify;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmRWZ98QRWfhaPPSl319m-Bk06LDthJBGNc9mlfrUMrgmBLvxQSvt3yunu3FsM78_BeVRW4kUnQNTbv7njNPFb0JEUzkKktsnx2eJeG6O6vgtRt36wSrKF9sUOeGvL7mw85r3rbVt0abc/s1000/2015-08-27+08.53.55.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="939" data-original-width="1000" height="173" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmRWZ98QRWfhaPPSl319m-Bk06LDthJBGNc9mlfrUMrgmBLvxQSvt3yunu3FsM78_BeVRW4kUnQNTbv7njNPFb0JEUzkKktsnx2eJeG6O6vgtRt36wSrKF9sUOeGvL7mw85r3rbVt0abc/w185-h173/2015-08-27+08.53.55.jpg" width="185" /></a>As you search around the streets, you may notice there are not as many homes up For Sale as usual. In most parts of San Diego the inventory is down from normal. As the number of homes decline, the law of <span style="text-align: left;">supply and demand kicks in leading to more multiple offers. So what are the secrets to winning a bid on a home where there are multiple offers? </span></div><p></p><p>1. Use a Realtor®. Many think they can find properties online and don’t need help. But in truth, many of the property websites that consumers use have a 48-72 hour delay. A Realtor can locate new listings and represent you in the purchase of a home. </p><p>2. Don’t delay. When you find the right home, there will be other buyers out there feeling the same thing. Get your complete offer in as soon as possible. The offer must include a loan preapproval and the Proof of Funds. </p><p>3. Don’t low ball the property. Using the comparable properties prices, determine the fair market value and give your highest and best offer. If you are buying the home with a loan, the home will be appraised to make sure that you are not paying too much for the home. When the market prices are climbing, you can offer a little more than the comps. However, if you are too high, you may have to renegotiate the difference between the appraisal and your offer. </p><p>4. Factor in Closing Costs. If you need to have closing costs, you are best to bring up the price up to make up the difference. So at the end of the day, the seller still nets a fair price. </p><p>5. Include a letter explaining why you would make a better buyer. Some people include mini biographies with family or individual photos. Any information that might emotionally influence the seller to accept your offer over another will help your position. </p><p>With the use of these tips, hopefully you can succeed in a more competitive market and win the home of your dreams. </p><div> Virginia Hall ABR, CRS, e-Pro, GRI, SFR </div><div>DRE #01409760</div><div>San Diego East Foothills Keller Williams Realty </div><div>DRE #01889763</div><div><a href="http://virginia@virginiahall.com">VirginiaHall.com</a> </div><div>Direct (619)258-8585</div>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-21664808985144223772020-10-12T10:52:00.000-07:002020-10-12T10:52:39.747-07:003 Things You Should Consider When Downsizing in Your Golden Years<p>For the most part, seniors see their twilight
years as a time of uncertainty and scary changes. However, it’s also a time for
new opportunities. Changes can be made less scary and more geared toward
improving your lifestyle, while uncertainties can be alleviated with a good
game plan. This can be accomplished with downsizing. </p>
<p class="MsoNormal"><span lang="EN"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWJm59Q4FXi-FdL6wbOgU7AkPB94E0bbvDcJmSJsGVSMP9FvpiFdMLN720fIG6micrjRo72NnapgLhBVWFNO2VDlMN9Zkio_ycrR-AKJKuydXC-z93Rfud3ZVjsWsSYBfRQSJNfgxoDzQ/s1650/3+things+you+should+consider.jpg" imageanchor="1" style="clear: right; display: inline !important; float: right; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="1100" data-original-width="1650" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWJm59Q4FXi-FdL6wbOgU7AkPB94E0bbvDcJmSJsGVSMP9FvpiFdMLN720fIG6micrjRo72NnapgLhBVWFNO2VDlMN9Zkio_ycrR-AKJKuydXC-z93Rfud3ZVjsWsSYBfRQSJNfgxoDzQ/s320/3+things+you+should+consider.jpg" width="320" /></a>Now, downsizing can be quite an <u><span style="color: #1155cc;"><a href="https://www.wayforth.com/blog/senior-downsizing-tips" target="_blank"><span style="color: #1155cc;">emotional ordeal</span></a></span></u>, especially if you
are unprepared. As such, the key to making downsizing easier and less stressful
is to break down what seems to be a gargantuan task
into the following small-sized components.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: left;"><span lang="EN"><o:p><b><span lang="EN">Your
finances</span></b> </o:p></span></p>
<p class="MsoNormal"><span lang="EN">Of the many perks of downsizing, the <u><span style="color: #1155cc;"><a href="https://www.money-rates.com/personal-finance/7-ways-to-downsizing-for-retirement.htm" target="_blank"><span style="color: #1155cc;">financial benefits</span></a></span></u> are probably the
most welcome. As you retire and transition toward a fixed income, you will find
that you really don’t want to be saddled by too many bills and expenses. Not
only that, but </span><u><span style="color: #1155cc;"></span></u></p><p class="MsoNormal">you may also want to redirect your income into more worthwhile
pursuits like travel and recreation.</p>
<p class="MsoNormal"><span lang="EN"><o:p> </o:p></span>With these in mind, your downsizing efforts
should start with an honest assessment of your financial situation and making
adjustments accordingly.</p>
<p class="MsoNormal"><b><span lang="EN">Your
home</span></b> </p>
<p class="MsoNormal"><span lang="EN">There’s little doubt that your home demands
most of your income, not to mention energy. With utility bills, maintenance
costs, property taxes, and other myriad expenses to consider, continuing to
live in your current home may turn out to be more trouble than it’s worth. <o:p></o:p></span></p>
<p class="MsoNormal">It’s no wonder, therefore, that many seniors
are choosing to sell their homes in favor of downsizing. And with homes in
Santee currently selling at a median price of $598,500 this could prove to be a
lucrative choice that not only guarantees that you’re well taken care of in
your golden years, but that you also get to enjoy them.</p>
<p class="MsoNormal"><span lang="EN"><o:p> </o:p></span>Another option that you should consider when
you’re downsizing is to rent out your home. This can also be quite lucrative as
it generates earnings that you can rely on to supplement your fixed income in
retirement. The downside is life as a landlord can be quite demanding. You have
to find and vet tenants, stay on top of maintenance, and make sure that
mortgage payments and property dues are up-to-date. There are, of course, ways
to make this easier on you, but they invariably
translate to additional costs. So with such concerns in mind, renting out your
home, although viable, is definitely not an option for everyone.<span lang="EN"><o:p> </o:p></span></p><p class="MsoNormal">Of course, you can always pass on the family
home to your children. However, this option also comes with its own risks. In
fact, it’s important to do your <u><span style="color: #1155cc;"><a href="https://www.lawdepot.com/blog/what-you-should-know-about-gifting-real-estate/"><span style="color: #1155cc;">due diligence</span></a></span></u> before handing over
the deed and the keys to a loved one as this very act could lead to a host of
tax issues. There are ways around it, though, so make
sure that you know all your options before making this decision.</p>
<p class="MsoNormal"><b><span lang="EN">Your
possessions</span></b></p>
<p class="MsoNormal"><span lang="EN">Making the decision to downsize and leave your
home in favor of a more cost-effective and senior-accessible one inevitably
means parting with the many possessions that you’ve accumulated throughout your
lifetime and the memories associated with them. For many seniors, letting go
can be the <u><span style="color: #1155cc;"><a href="https://www.health.harvard.edu/mind-and-mood/tips-to-cope-when-its-time-to-downsize"><span style="color: #1155cc;">most difficult</span></a></span></u> part, especially on
an emotional level, which is why it’s important to see this not as a necessary
evil, but as a meaningful step toward what could be the best years of your
life.<o:p></o:p></span></p>
<p class="MsoNormal">You can make this process <u><span style="color: #1155cc;"><a href="https://dailycaring.com/5-tips-to-downsizing-for-seniors-keepsakes-mementos/"><span style="color: #1155cc;">less stressful</span></a></span></u> by not rushing
yourself and tackling the task systematically. As a rule of thumb, anything
that hasn’t been used in the last year or so can be given away or sold, while
heirlooms and mementos can be passed on to family members. Of course, don’t
forget to keep the most special ones for yourself to take with you to your new
home.</p>
<p class="MsoNormal">Remember that when you downsize, you are
essentially closing a chapter of your life. Yes, there is room for grief, but
know that there’s even more room for growth. So take it one step at a time,
slowly but surely, and before long, you’ll be enjoying the life that’s waiting
for you.</p>
<p class="MsoNormal">Compliments of Jim Vogel</p>
<p class="MsoNormal">Image via <u><span style="color: #1155cc;"><a href="https://unsplash.com/photos/I63YZy3S9Ns"><span style="color: #1155cc;">Unsplash</span></a></span></u></p>
<p class="MsoNormal"><br /></p>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-79970396158668092612020-09-29T15:31:00.001-07:002020-09-29T15:31:10.253-07:00Your No Fuss Resource Guide to Downsizing Your Home<p> </p><div class="separator" style="clear: both; text-align: center;"><img border="0" data-original-height="667" data-original-width="1000" height="215" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtSoqByHQoIjc902UqlKg05LLrlbLoHE7ZTNR-UNNVhGAvDcOoNeYxJ1pB40z94BnYJ9MnXBt4BoQg4lKtRRjO5MeICIZ5-Zp11HmFJHtDD2TQ_1WRhWAPVskzozSrnPN3NEiBXMVrGGQ/w324-h215/Andreas+blog+article+photo.jpg" width="324" /></div><p align="center" class="MsoNormal" style="text-align: center;"><br /></p>
<p class="MsoNormal"><span lang="EN">Moving to a smaller home can free up more time
to enjoy your retirement. Before you can kick up your feet you’ll need to
manage your downsizing move from start to finish. This includes figuring out
how to find a home that fits you and figuring out what to do with all of the
things that just won’t fit into that new home. If you need some help planning
your move, this handy list of resources can keep you from feeling like you’re
in over your head. <o:p></o:p></span></p>
<p class="MsoNormal"> <b style="mso-bidi-font-weight: normal;"><span lang="EN">Finding
Your Perfect Retirement Home <o:p></o:p></span></b></p>
<p class="MsoNormal"><i style="mso-bidi-font-style: normal;"><span lang="EN">Before
you start planning your move, you need to find your perfect new home. <o:p></o:p></span></i></p>
<p class="MsoNormal"><i style="mso-bidi-font-style: normal;"><span lang="EN"><o:p> </o:p></span></i></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Check out the tips from the <u><span style="color: #1155cc;"><a href="http://talkinrealestate.blogspot.com/2019/12/5-questions-to-help-downsizing-seniors.html"><span style="color: #1155cc;">Talkin Real Estate</span></a></span></u> blog first. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Then find yourself a reliable and
trustworthy real estate agent. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">You should also determine how much
a new home is affordable for you. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Make sure your agent knows you
want to <u><span style="color: #1155cc;"><a href="https://aginginplace.org/home-modifications/"><span style="color: #1155cc;">age
in place</span></a></span></u>. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Or maybe you’d prefer to downsize
into <u><span style="color: #1155cc;"><a href="https://www.forbes.com/sites/nextavenue/2019/06/12/how-to-choose-a-55-active-adult-community/"><span style="color: #1155cc;">a senior community</span></a></span></u>. <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN"><o:p> </o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span lang="EN">Planning
Your Safe and Stress-Free Move <o:p></o:p></span></b></p>
<p class="MsoNormal"><i style="mso-bidi-font-style: normal;"><span lang="EN">Moving
can be stressful and even hazardous but not with the right planning. <o:p></o:p></span></i></p>
<p class="MsoNormal"><i style="mso-bidi-font-style: normal;"><span lang="EN"><o:p> </o:p></span></i></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l2 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">You may also want to <a href="https://www.goodhousekeeping.com/home/organizing/tips/a18092/moving-checklist/" target="_blank"><span style="color: #1155cc;"><u>print out</u></span> </a>a detailed moving checklist.
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l2 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Know where to get free or l<u><span style="color: #1155cc;"><a href="https://www.apartmenttherapy.com/8-spots-to-get-moving-boxes-fr-1-103420"><span style="color: #1155cc;">ow-cost moving supplies</span></a></span></u>, like
boxes. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l2 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Also know <u><span style="color: #1155cc;"><a href="https://www.consumeraffairs.com/movers/how-to-pack-for-move.html"><span style="color: #1155cc;">how to pack</span></a></span></u> your stuff so it
doesn’t get broken or lost. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l2 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><u><span lang="EN" style="color: #1155cc;"><a href="https://www.homeadvisor.com/cost/storage-and-organization/hire-a-moving-service/"><span style="color: #1155cc;">Budget for professionals</span></a></span></u><span lang="EN"> if you want to save yourself the hassle and stress of moving day. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l2 level1 lfo2; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Or you could even think about
hiring a <u><span style="color: #1155cc;"><a href="https://www.curbed.com/2020/3/5/21164819/how-to-downsize-senior-move-managers-story"><span style="color: #1155cc;">senior move manager</span></a></span></u>. <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN"><o:p> </o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span lang="EN">Decluttering
and Organizing Your Belongings<o:p></o:p></span></b></p>
<p class="MsoNormal"><i style="mso-bidi-font-style: normal;"><span lang="EN">Decluttering
can feel overwhelming so try to start this project ASAP. <o:p></o:p></span></i></p>
<p class="MsoNormal"><i style="mso-bidi-font-style: normal;"><span lang="EN"><o:p> </o:p></span></i></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l1 level1 lfo3; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Take it <u><span style="color: #1155cc;"><a href="https://www.realsimple.com/home-organizing/organizing/room-by-room-decluttering-tips"><span style="color: #1155cc;">room-by-room</span></a></span></u> when you are
decluttering your home. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l1 level1 lfo3; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">But know that decluttering can be <u><span style="color: #1155cc;"><a href="https://www.psychologytoday.com/us/blog/in-practice/201809/why-decluttering-is-so-hard"><span style="color: #1155cc;">an emotional process</span></a></span></u>. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l1 level1 lfo3; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">You may need help <u><span style="color: #1155cc;"><a href="https://www.seniorsguide.com/downsizing-real-estate/6-ways-to-part-with-sentimental-items-while-decluttering/"><span style="color: #1155cc;">letting go of</span></a></span></u> more sentimental
clutter. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l1 level1 lfo3; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">Then you can toss out or possibly <u><span style="color: #1155cc;"><a href="https://www.housebeautiful.com/lifestyle/cleaning-tips/a31931341/best-places-to-donate-goods-coronavirus/"><span style="color: #1155cc;">donate items</span></a></span></u> you don’t need. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left: .5in; mso-list: l1 level1 lfo3; text-indent: -.25in;"><!--[if !supportLists]--><span lang="EN"><span style="mso-list: Ignore;">●<span style="font: 7.0pt "Times New Roman";">
</span></span></span><!--[endif]--><span lang="EN">A <u><span style="color: #1155cc;"><a href="https://www.apartmentguide.com/blog/would-a-storage-unit-help-you-save-on-rent/"><span style="color: #1155cc;">storage unit</span></a></span></u> can help keep your new
home from getting cluttered. <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN">A smaller home doesn’t have to limit your
retirement. In fact, it should give you more freedom and flexibility. Just be
sure to use this guide to keep your move organized and stress-free. <o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN">Photo Credit: <u><span style="color: #1155cc;"><span style="color: #1155cc;"><a href="https://www.rawpixel.com/image/519793/free-photo-image-senior-elderly-retirement">Rawpixel</a></span></span></u><o:p></o:p></span></p><p class="MsoNormal"><span style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt;">Compliments of Andrea Needham</span></p><p style="margin-bottom: .0001pt; margin: 0in;"><o:p></o:p></p>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-11861234972009522822020-08-12T16:38:00.004-07:002020-08-14T17:12:43.617-07:00Avoid Foreclosure--There is Another Way<span style="font-family: georgia;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1_76efQdQlxtxEgKnlO5Zx9EXk7mCjEZgp_l1Ty_chJHDQ69bXPHxAeC2M9iuyB6M5S-pYuNlH45OEIBQpcz1WbKzdPPIsDJBrgQ6tFpwE6-zBQMHfqF7hx5TMo4Zk_87cg2t_Wx4BiY/s300/Foreclosure.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1_76efQdQlxtxEgKnlO5Zx9EXk7mCjEZgp_l1Ty_chJHDQ69bXPHxAeC2M9iuyB6M5S-pYuNlH45OEIBQpcz1WbKzdPPIsDJBrgQ6tFpwE6-zBQMHfqF7hx5TMo4Zk_87cg2t_Wx4BiY/s0/Foreclosure.jpg" /></a></div>The COVID-19 Pandemic has thrown many</span><span style="font-family: georgia;"> people into fina</span><span style="font-family: georgia;">ncial disaster with job loss and businesse</span><span style="font-family: georgia;">s going under. While the late </span><span style="font-family: georgia;">mortgage</span><span style="font-family: georgia;"> notices pile up, </span><span style="font-family: georgia;">many homeowners bury their heads in the ground. In denial, they allow their homes to go into foreclosure. There is a</span><span style="font-family: georgia;">nother way. Home owners need to stand up</span><span style="font-family: georgia;"> during the hard time, taking the bull by the horns. </span><div><span style="font-family: georgia;"><br /></span><div><span style="font-family: georgia;">First, owners should be talking to their lenders explaining their situation. Those impacted by COVID-19 should check with their cities to apply for CARES ACT funds provided by the state to prevent rental eviction and mortgage foreclosure. For the City of Santee and El Cajon check out this <a href="http://c4sa.org/rental-assistance/?fbclid=IwAR3Cq2y8G9nR_suQs5THjoqyHR0sz8chuMLGCYgRiVINF95h7SqiY1R2kpE" target="_blank">website</a> for more information. </span></div><div><span style="font-family: georgia;"><br /></span></div><div><span style="font-family: georgia;">At this time, most people have equity in their homes due to the rise in home prices from the </span><span style="font-family: georgia;">limited home inventory. In this case, it is best to cut your losses and sell rather than let the bank foreclose and lose the remaining equity. Put the proceeds in savings and save for when things are better financially. There will come a time to buy again. </span></div><div><span style="font-family: georgia;"><br /></span></div><div><span style="font-family: georgia;">But then there are some out there, where the owner owes more on the house then the home is worth. Known as a "Short Sale". </span><span style="font-family: georgia;">A short sale should be called a Short Pay. </span><span style="font-family: georgia;"> T</span><span style="font-family: georgia;">he bank loses the difference between what you still owe and what it sells for. </span><span style="font-family: georgia;"> </span><span style="font-family: georgia;">Those facing Short Sales and Foreclosures should always consult their lawyers and accountants before listing their homes because there could be tax consequences. </span></div><div><div><span style="font-family: georgia;"><br /></span></div><div><span style="font-family: georgia;">While they are called "Short Sales", it is the furthest thing from a short process. It takes anywhere from 6 weeks to 6 months once an offer is accepted. After the seller provides proof of their financial hardship which includes a letter of hardship explaining why they can't make their payments anymore, as well as </span><span style="font-family: georgia;">the bank reviews</span><span style="font-family: georgia;"> their </span><span style="font-family: georgia;">bank statements, tax returns, and retirement accounts. Once the bank determines they will allow the short sale, they will order an appraisal to insure the agreed upon offer is reasonable. </span></div><div><span style="font-family: georgia;"><br /></span></div><div><span style="font-family: georgia;">Even though a short sale and foreclosures impact your credit scores, in reality, the short sale shows creditors that the seller took <span class="blsp-spelling-corrected" id="SPELLING_ERROR_0">responsibility</span> for the problem and it will impact your credit for normally 2 years versus foreclosures impacting your credit for up to 7 years. These time frames vary depending on the lender, credit score, down payment, and the type of loan. <br />
<br />"According to FICO, if your credit score is 680, a foreclosure will drop your credit score on average to 85 to 105 points. If your credit score is excellent at 780, a foreclosure will drop your score by 140 to 160 points. In other words, the higher your credit score the more it will get smashed!" says </span><a href="https://www.financialsamurai.com/how-much-will-a-foreclosure-short-sale-hurt-credit-score/" style="font-family: georgia;">financialsamurai.com</a></div><div><span style="font-family: georgia;"> </span></div><div><span style="font-family: georgia;">The last thing people in financial crisis want to do is spend more money on a sinking ship. However, when selling a short sale it can actually get multiple offers when the home is clean and free of <span class="blsp-spelling-error" id="SPELLING_ERROR_1">clutter</span>. When there is trash thrown about and the weeds are growing out of control, buyers have a hard time seeing the potential. Hire a qualified agent who has han</span>dled short sales before and who you can trust to guide you through the emotional and challenging process.<br />
<br />
--Virginia Hall</div><div> San Diego East Foothills Keller Williams Realty</div><div> (619) 258-8585<br />
<br />
For more information go to <a href="http://virginiahall.com/" target="_blank"><span>VirginiaHall.com</span></a></div></div></div>Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-83602180179463898732020-05-04T13:18:00.001-07:002020-05-06T14:44:17.316-07:00How to Keep Your Home Primed for Last-Minute House Hunters<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8AnbkLPAeF4YUSZd5TCYsqILvRFre9qEdxuW8aZkTjMHkv2g6fMwShJhtG1IELzJ8uyDUqkSa3SzSCV5HElPZw5lVi7fZdHt_OXV5H0RclE1myrJlo2FqDtaHaBYT6dp9Z6ww3qDIVo0/s1600/Cleaning+photo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="838" data-original-width="1489" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8AnbkLPAeF4YUSZd5TCYsqILvRFre9qEdxuW8aZkTjMHkv2g6fMwShJhtG1IELzJ8uyDUqkSa3SzSCV5HElPZw5lVi7fZdHt_OXV5H0RclE1myrJlo2FqDtaHaBYT6dp9Z6ww3qDIVo0/s400/Cleaning+photo.jpg" width="400" /></a></div>
Image courtesy of Unsplash<br />
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<b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.05pt;">P</span></b><b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.1pt;">a</span></b><b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: -0.2pt;">r</span></b><b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;">e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">D</span>own<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.3pt;">B</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: .05pt;">l</span>o<span style="letter-spacing: -.05pt;">n</span>gin<span style="letter-spacing: -.25pt;">g</span>s</span></b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.05pt; line-height: 115%;">I</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; line-height: 115%;">f<span style="letter-spacing: .1pt;"> </span>y<span style="letter-spacing: -.15pt;">o</span>u<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.1pt;">r</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.25pt;">s</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: -.15pt;">g</span><span style="letter-spacing: .1pt;">g</span><span style="letter-spacing: -.05pt;">li</span><span style="letter-spacing: -.15pt;">n</span>g<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.2pt;">t</span>o<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">g</span><span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: -.1pt;">r</span>e<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: .1pt;">u</span>t<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">ho</span><span style="letter-spacing: -.05pt;">w</span>,<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.25pt;">x</span><span style="letter-spacing: .1pt;">a</span>c<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">l</span>y,<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.25pt;">c</span><span style="letter-spacing: -.05pt;">l</span><span style="letter-spacing: .1pt;">ea</span>n<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .1pt;">n</span>d<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">d</span><span style="letter-spacing: -.15pt;">e</span>c<span style="letter-spacing: -.05pt;">l</span><span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.2pt;">t</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.1pt;">r</span>,<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.2pt;">t</span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .1pt;">e</span>se<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">l</span><span style="letter-spacing: -.3pt;">i</span><span style="letter-spacing: .1pt;">n</span>ks<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.25pt;">v</span>e<span style="letter-spacing: .15pt;"> </span>s<span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: -.1pt;">m</span>e
<span style="letter-spacing: .1pt;">p</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .1pt;">a</span>c<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.25pt;">c</span><span style="letter-spacing: .1pt;">a</span>l <span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .1pt;">d</span>v<span style="letter-spacing: -.05pt;">i</span>ce<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .1pt;">a</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.25pt;">c</span><span style="letter-spacing: .1pt;">a</span>n<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">g</span><span style="letter-spacing: .1pt;">e</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.25pt;">y</span><span style="letter-spacing: .1pt;">o</span>u<span style="letter-spacing: -.1pt;"> </span>c<span style="letter-spacing: -.05pt;">l</span><span style="letter-spacing: -.15pt;">e</span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .1pt;">e</span>d<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: .1pt;">u</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">i</span>n<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">n</span>o<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: .15pt;">m</span><span style="letter-spacing: -.15pt;">e</span>.<o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: -0.05pt;"><a href="https://organisemyhouse.com/a-guide-to-decluttering-to-sell-your-home/"><span style="color: #1154cc;">D</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">c</span><span style="color: #1154cc;">l</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc; letter-spacing: 0.05pt;">t</span><span style="color: #1154cc; letter-spacing: -0.2pt;">t</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">r</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: -0.25pt;">v</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">y</span><span style="color: #1154cc; letter-spacing: -0.2pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">n</span><span style="color: #1154cc; letter-spacing: -0.15pt;">o</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: 0pt;">k</span><span style="color: #1154cc; letter-spacing: -0.2pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span><span style="color: #1154cc; letter-spacing: -0.15pt;">n</span><span style="color: #1154cc; letter-spacing: 0pt;">d</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">c</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: -0.15pt;">a</span><span style="color: #1154cc; letter-spacing: 0.1pt;">nn</span></a></span><span style="color: #1154cc;">y</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: 0.05pt;"><a href="https://www.kiplinger.com/article/real-estate/T029-C000-S002-money-smart-ways-to-get-rid-of-your-stuff.html"><span style="color: #1154cc;">P</span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">t</span><span style="color: #1154cc; letter-spacing: 0.1pt;"> </span><span style="color: #1154cc; letter-spacing: -0.3pt;">w</span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span><span style="color: #1154cc; letter-spacing: 0pt;">ys</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: -0.05pt;">wi</span><span style="color: #1154cc; letter-spacing: -0.2pt;">t</span><span style="color: #1154cc; letter-spacing: 0pt;">h</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: -0.25pt;">x</span><span style="color: #1154cc;">t</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">a</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: -0.25pt;">s</span><span style="color: #1154cc;">t</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc; letter-spacing: -0.2pt;">f</span></a></span><span style="color: #1154cc;">f</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: 0.05pt;"><a href="https://www.ikea.com/us/en/cat/storage-boxes-baskets-10550/"><span style="color: #1154cc;">St</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">e</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">s</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc; letter-spacing: -0.3pt;">r</span><span style="color: #1154cc; letter-spacing: 0.1pt;">p</span><span style="color: #1154cc; letter-spacing: -0.05pt;">l</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc; letter-spacing: 0pt;">s</span><span style="color: #1154cc; letter-spacing: -0.2pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">ne</span><span style="color: #1154cc; letter-spacing: -0.25pt;">c</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">ss</span><span style="color: #1154cc; letter-spacing: -0.05pt;">i</span><span style="color: #1154cc;">t</span><span style="color: #1154cc; letter-spacing: -0.05pt;">i</span><span style="color: #1154cc; letter-spacing: -0.15pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">s</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">d</span><span style="color: #1154cc; letter-spacing: -0.05pt;">i</span><span style="color: #1154cc; letter-spacing: 0pt;">sc</span><span style="color: #1154cc; letter-spacing: -0.3pt;">r</span><span style="color: #1154cc; letter-spacing: 0.1pt;">ee</span><span style="color: #1154cc;">t</span><span style="color: #1154cc; letter-spacing: -0.05pt;">l</span></a></span><span style="color: #1154cc;">y</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: -0.1pt;"><a href="https://www.storageseeker.com/find-storage"><span style="color: #1154cc;">M</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: 0pt;">ve</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">bo</span><span style="color: #1154cc; letter-spacing: -0.25pt;">x</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">s</span><span style="color: #1154cc; letter-spacing: -0.2pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span><span style="color: #1154cc; letter-spacing: -0.15pt;">n</span><span style="color: #1154cc; letter-spacing: 0pt;">d</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">x</span><span style="color: #1154cc; letter-spacing: 0.05pt;">t</span><span style="color: #1154cc;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">a</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0.05pt;">f</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc;">r</span><span style="color: #1154cc; letter-spacing: 0.1pt;">n</span><span style="color: #1154cc; letter-spacing: -0.3pt;">i</span><span style="color: #1154cc; letter-spacing: 0.05pt;">t</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">e</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: -0.2pt;">f</span><span style="color: #1154cc; letter-spacing: 0.05pt;">f</span><span style="color: #1154cc; letter-spacing: 0pt;">s</span><span style="color: #1154cc; letter-spacing: -0.05pt;">i</span><span style="color: #1154cc; letter-spacing: 0.05pt;">t</span></a></span><span style="color: #1154cc;">e</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.05pt;">S</span></b><b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.1pt;">e</span></b><b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;">t a<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">G</span><span style="letter-spacing: -.2pt;">r</span><span style="letter-spacing: .1pt;">ea</span>t<span style="letter-spacing: -.25pt;"> </span><span style="letter-spacing: .05pt;">S</span><span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.25pt;">g</span>e</span></b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.05pt; line-height: 113%;">Y</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.1pt; line-height: 113%;">ou</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; line-height: 113%;">r<span style="letter-spacing: -.25pt;"> </span><span style="letter-spacing: .1pt;">h</span><span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: -.1pt;">m</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.05pt;">’</span>s<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .1pt;">p</span><span style="letter-spacing: -.15pt;">e</span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .1pt;">an</span><span style="letter-spacing: -.25pt;">c</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">i</span>s<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: -.1pt;">m</span><span style="letter-spacing: .1pt;">o</span><span style="letter-spacing: -.1pt;">r</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.3pt;">i</span><span style="letter-spacing: .15pt;">m</span><span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .1pt;">o</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .1pt;">n</span>t<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .1pt;">a</span>n<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.25pt;">y</span><span style="letter-spacing: .1pt;">o</span>u<span style="letter-spacing: .35pt;"> </span><span style="letter-spacing: .15pt;">m</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">g</span><span style="letter-spacing: .1pt;">h</span>t<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: .1pt;">h</span><span style="letter-spacing: -.3pt;">i</span><span style="letter-spacing: .1pt;">n</span>k.<span style="letter-spacing: .1pt;"> </span>F<span style="letter-spacing: -.35pt;">r</span><span style="letter-spacing: .1pt;">o</span>m <span style="letter-spacing: -.1pt;">m</span><span style="letter-spacing: .1pt;">a</span>k<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">n</span>g<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">i</span>t<span style="letter-spacing: -.1pt;"> </span>a<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.3pt;">w</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.05pt;">l</span>c<span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: .15pt;">m</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">n</span>g
<span style="letter-spacing: .1pt;">en</span>v<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: -.15pt;">on</span><span style="letter-spacing: .15pt;">m</span><span style="letter-spacing: -.15pt;">e</span><span style="letter-spacing: .1pt;">n</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.2pt;">t</span>o<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.25pt;">s</span><span style="letter-spacing: .1pt;">ho</span><span style="letter-spacing: -.05pt;">w</span><span style="letter-spacing: -.25pt;">c</span><span style="letter-spacing: .1pt;">a</span>s<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">n</span>g<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">i</span>t<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: -.15pt;">o</span>m<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.2pt;">t</span><span style="letter-spacing: .1pt;">h</span>e<span style="letter-spacing: -.1pt;"> </span>s<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: -.15pt;">e</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: .05pt;">t</span>,<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: .1pt;">h</span><span style="letter-spacing: -.05pt;">i</span>s<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.3pt;">i</span>s<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: .1pt;">ho</span>w<span style="letter-spacing: -.2pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.1pt;"> </span>s<span style="letter-spacing: .1pt;">e</span>t<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.2pt;">t</span><span style="letter-spacing: .1pt;">h</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.25pt;">s</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .1pt;">g</span>e<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: .1pt;">o</span>r <span style="letter-spacing: -.25pt;">s</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.05pt;">lli</span><span style="letter-spacing: .1pt;">n</span>g<span style="letter-spacing: -.1pt;"> </span>s<span style="letter-spacing: .1pt;">u</span>c<span style="letter-spacing: -.25pt;">c</span><span style="letter-spacing: .1pt;">e</span>ss.<o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: -0.05pt;"><a href="https://info.creativehomestagers.com/blog/how-to-depersonalize-your-house"><span style="color: #1154cc;">C</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: 0.1pt;">ea</span><span style="color: #1154cc; letter-spacing: 0.05pt;">t</span><span style="color: #1154cc; letter-spacing: 0pt;">e</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">a</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc;">w</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc;">l</span><span style="color: #1154cc; letter-spacing: 0pt;">c</span><span style="color: #1154cc; letter-spacing: -0.15pt;">o</span><span style="color: #1154cc; letter-spacing: 0.15pt;">m</span><span style="color: #1154cc; letter-spacing: -0.3pt;">i</span><span style="color: #1154cc; letter-spacing: 0.1pt;">n</span><span style="color: #1154cc; letter-spacing: 0pt;">g</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span><span style="color: #1154cc; letter-spacing: -0.2pt;">t</span><span style="color: #1154cc; letter-spacing: 0.15pt;">m</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: -0.25pt;">s</span><span style="color: #1154cc; letter-spacing: 0.05pt;">p</span><span style="color: #1154cc; letter-spacing: 0.1pt;">he</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span></a></span><span style="color: #1154cc;">e</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <span style="letter-spacing: -.85pt;"> </span><u><span style="color: #1154cc;"><a href="https://www.allstate.com/blog/staging-your-childs-room-7-tips-im/"><span style="color: #1154cc;">G<span style="letter-spacing: -.05pt;">i</span>ve k<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">d</span>s’ <span style="letter-spacing: -.1pt;">r</span>o<span style="letter-spacing: -.15pt;">o</span>ms<span style="letter-spacing: -.2pt;"> </span>s<span style="letter-spacing: -.15pt;">p</span>ec<span style="letter-spacing: -.05pt;">i</span>al<span style="letter-spacing: -.2pt;"> </span>at<span style="letter-spacing: -.2pt;">t</span>e<span style="letter-spacing: -.15pt;">n</span>t<span style="letter-spacing: -.05pt;">i</span>on</span></a><span style="letter-spacing: .1pt;"> </span></span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc;"><a href="https://www.diynetwork.com/how-to/outdoors/landscaping/12-ways-to-enhance-your-homes-curb-appeal-pictures"><span style="color: #1154cc;"><span style="letter-spacing: -.05pt;">D</span>on<span style="letter-spacing: -.05pt;">’</span>t
<span style="letter-spacing: -.3pt;">i</span>g<span style="letter-spacing: -.15pt;">n</span>o<span style="letter-spacing: -.1pt;">r</span>e <span style="letter-spacing: -.25pt;">c</span>u<span style="letter-spacing: -.1pt;">r</span>b<span style="letter-spacing: 3.93333px;"> </span>a<span style="letter-spacing: -.15pt;">p</span>p<span style="letter-spacing: -.15pt;">e</span>a</span></a>l</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: -0.05pt;"><a href="https://www.homeadvisor.com/cost/cleaning-services/"><span style="color: #1154cc;">Hi</span><span style="color: #1154cc; letter-spacing: -0.1pt;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">e</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: -0.15pt;">u</span><span style="color: #1154cc; letter-spacing: 0pt;">t</span><span style="color: #1154cc; letter-spacing: 0.1pt;"> </span><span style="color: #1154cc; letter-spacing: -0.2pt;">f</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: 0pt;">r</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">a</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc; letter-spacing: 0.1pt;">d</span><span style="color: #1154cc; letter-spacing: -0.15pt;">e</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">p</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">c</span><span style="color: #1154cc;">l</span><span style="color: #1154cc; letter-spacing: -0.15pt;">e</span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span></a></span><span style="color: #1154cc;">n</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: -0.05pt;">A</span></b><b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;">d<span style="letter-spacing: -.05pt;">d</span>r<span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.15pt;">s</span>s<span style="letter-spacing: .15pt;"> </span>D<span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .05pt;">il</span>y<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.05pt;">D</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .05pt;">il</span>s</span></b><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: -0.05pt;">U</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.1pt;">n</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: -0.05pt;">l</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt; letter-spacing: 0.1pt;">e</span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;">ss<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.25pt;">y</span><span style="letter-spacing: .1pt;">ou</span>r<span style="letter-spacing: -.25pt;"> </span><span style="letter-spacing: .1pt;">h</span><span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: -.1pt;">m</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.25pt;">s</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.05pt;">ll</span>s<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">o</span>n<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.15pt;">d</span><span style="letter-spacing: .1pt;">a</span>y<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .1pt;">o</span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .1pt;">e</span>,<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.25pt;">y</span><span style="letter-spacing: .1pt;">o</span>u<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .1pt;">a</span>ve<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .1pt;">a</span>y<span style="letter-spacing: .05pt;"> </span>s<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .1pt;">e</span>c<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: .1pt;">a</span>l<span style="letter-spacing: -.2pt;"> </span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.2pt;">t</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">e</span><span style="letter-spacing: .1pt;">n</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">o</span>n<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.2pt;">t</span>o<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">ho</span>w
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</span><span style="letter-spacing: -.05pt;">l</span><span style="letter-spacing: .1pt;">oo</span><span style="letter-spacing: -.25pt;">k</span>s<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">u</span><span style="letter-spacing: .1pt;">n</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">i</span>l<o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt;">y<span style="letter-spacing: .1pt;">ou</span><span style="letter-spacing: -.05pt;">’</span><span style="letter-spacing: -.25pt;">v</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .1pt;">a</span>c<span style="letter-spacing: -.25pt;">c</span><span style="letter-spacing: -.15pt;">e</span><span style="letter-spacing: .1pt;">p</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">e</span>d<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">a</span>n<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">o</span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.2pt;">f</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.1pt;">r</span>.<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.3pt;">H</span><span style="letter-spacing: .1pt;">e</span><span style="letter-spacing: -.1pt;">r</span>e<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.1pt;">r</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.25pt;">s</span><span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: .15pt;">m</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.3pt;">w</span><span style="letter-spacing: .1pt;">a</span>ys<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">d</span>o<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.3pt;">j</span><span style="letter-spacing: .1pt;">u</span>st<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .1pt;">a</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">wi</span><span style="letter-spacing: -.2pt;">t</span><span style="letter-spacing: .1pt;">h</span><span style="letter-spacing: -.15pt;">o</span><span style="letter-spacing: .1pt;">u</span>t<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.15pt;">d</span><span style="letter-spacing: .1pt;">d</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.15pt;">n</span>g<span style="letter-spacing: .15pt;"> </span>s<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: -.15pt;">e</span>ss<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .1pt;">n</span>d<span style="letter-spacing: -.1pt;"> </span>s<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .1pt;">a</span><span style="letter-spacing: -.3pt;">i</span>n<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.2pt;">t</span>o<o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt;">y<span style="letter-spacing: .1pt;">ou</span>r<span style="letter-spacing: -.25pt;"> </span><span style="letter-spacing: .1pt;">da</span><span style="letter-spacing: -.25pt;">y</span>.<o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: 0.05pt;"><a href="https://pathways.org/chores-right-child/"><span style="color: #1154cc;">G</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0pt;">t</span><span style="color: #1154cc; letter-spacing: 0.1pt;"> </span><span style="color: #1154cc; letter-spacing: -0.25pt;">y</span><span style="color: #1154cc; letter-spacing: -0.15pt;">o</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc; letter-spacing: 0pt;">r</span><span style="color: #1154cc; letter-spacing: -0.05pt;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">k</span><span style="color: #1154cc; letter-spacing: -0.05pt;">i</span><span style="color: #1154cc; letter-spacing: 0.1pt;">d</span><span style="color: #1154cc; letter-spacing: 0pt;">s</span><span style="color: #1154cc;"> </span><span style="color: #1154cc; letter-spacing: -0.3pt;">i</span><span style="color: #1154cc; letter-spacing: 0.1pt;">n</span><span style="color: #1154cc; letter-spacing: 0pt;">v</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: -0.05pt;">l</span><span style="color: #1154cc; letter-spacing: -0.25pt;">v</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span></a></span><span style="color: #1154cc;">d</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; position: relative; top: 0.5pt;">● <u><span style="color: #1154cc; letter-spacing: -0.05pt;"><a href="https://www.todaysparent.com/family/parenting/how-to-clean-the-house-in-10-minutes-or-less/"><span style="color: #1154cc;">Cl</span><span style="color: #1154cc; letter-spacing: 0.1pt;">ea</span><span style="color: #1154cc; letter-spacing: 0pt;">n</span><span style="color: #1154cc; letter-spacing: -0.1pt;"> </span><span style="color: #1154cc; letter-spacing: -0.15pt;">b</span><span style="color: #1154cc; letter-spacing: 0.1pt;">e</span><span style="color: #1154cc; letter-spacing: 0.05pt;">f</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span><span style="color: #1154cc; letter-spacing: -0.3pt;">r</span><span style="color: #1154cc; letter-spacing: 0pt;">e</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: 0pt;">y</span><span style="color: #1154cc; letter-spacing: -0.15pt;">o</span><span style="color: #1154cc; letter-spacing: 0pt;">u</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: -0.3pt;">w</span><span style="color: #1154cc; letter-spacing: 0.1pt;">a</span><span style="color: #1154cc;">l</span><span style="color: #1154cc; letter-spacing: 0pt;">k</span><span style="color: #1154cc; letter-spacing: 0.05pt;"> </span><span style="color: #1154cc; letter-spacing: -0.15pt;">o</span><span style="color: #1154cc; letter-spacing: 0.1pt;">u</span><span style="color: #1154cc; letter-spacing: 0pt;">t</span><span style="color: #1154cc; letter-spacing: -0.15pt;"> </span><span style="color: #1154cc; letter-spacing: 0.05pt;">t</span><span style="color: #1154cc; letter-spacing: -0.15pt;">h</span><span style="color: #1154cc; letter-spacing: 0pt;">e</span><span style="color: #1154cc; letter-spacing: 0.15pt;"> </span><span style="color: #1154cc; letter-spacing: -0.15pt;">do</span><span style="color: #1154cc; letter-spacing: 0.1pt;">o</span></a></span><span style="color: #1154cc;">r</span></u></span><span style="font-family: "arial" , sans-serif; font-size: 11.0pt;"><o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11.0pt; line-height: 114%;">Compliments of Alice Robertson</span></div>
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-52330679508064367832020-04-28T19:53:00.000-07:002020-04-30T10:48:08.595-07:00How to Sell a House and be Safe-- COVID-19 Precautions <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyC9YGf0NGcxSIcWSLHidvDqxfafSCr91bzDyK8X5YQi8iGuJnYbJQYQpq3B2axdm3rZL-Lf3nprZsGsJTDRjFeyF6PdOEDSL5xJqSUY0yFhSgPOv1CZDobxcObmQ0BBN4JCTOQm7DWno/s1600/seller+COVID+precaution+photo.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="640" data-original-width="480" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiyC9YGf0NGcxSIcWSLHidvDqxfafSCr91bzDyK8X5YQi8iGuJnYbJQYQpq3B2axdm3rZL-Lf3nprZsGsJTDRjFeyF6PdOEDSL5xJqSUY0yFhSgPOv1CZDobxcObmQ0BBN4JCTOQm7DWno/s200/seller+COVID+precaution+photo.jpg" width="150" /></a><span style="font-family: "times" , "times new roman" , serif;">Selling a home during this challenging time, may seem daunting but the California of Realtors (C.A.R.) has outlined steps to protect you and your buyer while selling your home. </span><br />
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<span style="color: #414141; font-family: "times" , "times new roman" , serif;">C.A.R. has released two new forms to help clarify how to protect</span><span style="color: #414141; font-family: "times" , "times new roman" , serif;"> the seller and buyer: One is a Listing Agreement Coronavirus </span><span style="color: #414141; font-family: "times" , "times new roman" , serif;"> </span><span style="color: #414141; font-family: "times" , "times new roman" , serif;">Addendum or Amendment (RLA-CAA) for sellers and listing</span><span style="color: #414141; font-family: "times" , "times new roman" , serif;"> agents to sign,</span><span style="color: #414141; font-family: "times" , "times new roman" , serif;"> </span><span style="color: #414141; font-family: "times" , "times new roman" , serif;">and the other is a Property Viewing Advisory and Declaration (PEAD) that is to be given to and signed by the seller, buyer, agents and anyone else who will be entering a property.</span><br />
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<span style="font-family: "times" , "times new roman" , serif;"><span style="color: black;">Seller should expect Buyers and their </span></span><span style="font-family: "times" , "times new roman" , serif;">should follow the steps that were previously discussed</span><span style="font-family: "times" , "times new roman" , serif;"> </span><span style="font-family: "times" , "times new roman" , serif;"><span style="color: black;">agents </span></span><span style="font-family: "times" , "times new roman" , serif;">in </span><a href="http://talkinrealestate.blogspot.com/2020/04/how-to-safely-buy-house-covid-19.html" style="font-family: Times, "Times New Roman", serif;" target="_blank">How to Safely Buy a House--COVID-19 Precautions</a>. <span style="color: black; font-family: "times" , "times new roman" , serif;"> </span><span style="font-family: "times" , "times new roman" , serif;">Other guidelines that Sellers should follow: </span></div>
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<li><span style="background-color: transparent; font-family: "times" , "times new roman" , serif;">The written approval of the seller for all pre-marketing activities must be obtained by the listing agent. No third party can enter the property if they have not agreed to follow CDC, </span><span style="background-color: transparent; font-family: "times" , "times new roman" , serif;">Center of Disease Control and Prevention, </span><span style="background-color: transparent; font-family: "times" , "times new roman" , serif;"><a href="https://www.cdc.gov/coronavirus/2019-ncov/index.html" target="_blank">Guidelines</a>. Even for contractors and workers, gloves and other protective gear are mandated, as is the declaration that they are asymptomatic and agree to follow the CDC guidelines.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">Listing presentations and staging should be done virtually.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">Virtual photography using a video-based
system. Keep in mind that the usual copyright considerations governing
photographic images still apply.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">Shoe covers, gloves and hand sanitizer should be located near the front door. If hand sanitizer is not available, soap and water at a designated sink should be made available. </span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">Sellers should be gone during all showing appointments that are scheduled for individual parties, one set of clients at a time. </span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">No open houses, broker tours or broker
previews should be held. A virtual open house or showing scheduled for a specific time with the Seller's permission, can be scheduled; however, no one will be present other than the listing agent holding the virtual open house.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">REALTORS® CANNOT BE conducting any
face-to-face marketing during the COVID-19 related declaration of emergency.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">Flyers will be posted on the </span><span style="font-family: "times" , "times new roman" , serif;">on-line </span><span style="font-family: "times" , "times new roman" , serif;">multiple
listing service.</span><span style="font-family: "times" , "times new roman" , serif;"> </span><span style="font-family: "times" , "times new roman" , serif;">No paper flyers at property.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">After each showing, the agent or seller should clean doorknobs
and counter tops with disinfectant wipes and follow the CDC's </span><a href="https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/disinfecting-your-home.html" style="font-family: Times, "Times New Roman", serif;" target="_blank">Cleaning & Disinfecting Guide</a><span style="font-family: "times" , "times new roman" , serif;"> recommendations.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">All negotiations and discussion regarding the
property will be done by phone or virtually.</span></li>
<li><span style="font-family: "times" , "times new roman" , serif;">All transaction paperwork will be done by electronic signature systems. </span></li>
<li><span style="color: #414141; font-family: "times" , "times new roman" , serif; text-indent: -0.25in;">For HOAs, he seller should obtain a copy of any new rules that may govern showings of common areas or entry to the property.</span></li>
</ol>
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<span style="background-color: white; color: #414141; font-family: "georgia" , "times new roman" , serif; font-size: 14.85px; text-indent: -24px;">Using these COVID-19 precautions, sellers should be able to safely show and sell their home. </span><br />
<span style="background-color: white; color: #414141; font-family: "georgia" , "times new roman" , serif; font-size: 14.85px; text-indent: -24px;"><br /></span><span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 14.85px;"></span><span style="background-color: white; color: #414141; font-family: "georgia" , "times new roman" , serif; font-size: 14.85px; text-indent: -24px;">Written by </span><br />
<span style="background-color: white; color: #414141; font-family: "georgia" , "times new roman" , serif; font-size: 14.85px; text-indent: -24px;">Virginia Hall, CRS, ABR, CNE, SFR</span><br />
<span style="background-color: white; color: #414141; font-family: "georgia" , "times new roman" , serif; font-size: 14.85px; text-indent: -24px;">Keller Williams Realty</span><br />
<span style="background-color: white; color: #414141; font-family: "georgia" , "times new roman" , serif; font-size: 14.85px; text-indent: -24px;">619.258.8585</span><span style="color: #414141; font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal; text-indent: -0.25in;"> </span></div>
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Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-88055959181705131612020-04-20T16:37:00.000-07:002020-04-20T16:37:21.166-07:00How to Safely Buy a House-- COVID-19 Precautions <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPURxUZYwqmHubM6ci4YOuk218_nRHmOfS_yFsqdo67bR5k7gPuWp9HZqPoQV_G2f-v18fANDJMJkiri1VloJQH48IlbNCh060FhQtj-rmU0crXvG3UaOe5Z0tbOhb5Kq1whQlxrasJ3k/s1600/MadeForThis.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="1117" data-original-width="1117" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPURxUZYwqmHubM6ci4YOuk218_nRHmOfS_yFsqdo67bR5k7gPuWp9HZqPoQV_G2f-v18fANDJMJkiri1VloJQH48IlbNCh060FhQtj-rmU0crXvG3UaOe5Z0tbOhb5Kq1whQlxrasJ3k/s320/MadeForThis.jpg" width="320" /></a></div>
<span style="font-family: "georgia" , "times new roman" , serif;">While Realtors are considered an essential business, they are taking special precautions to protect their clients. The California Association of Realtors has laid out the best practices to protect buyers and sellers with new forms and procedures in an effort to prevent the spread of COVID-19. Buyers and their agents should adhere to the follow precautions:</span><br />
<br />
<ol>
<li><span style="font-family: "georgia" , "times new roman" , serif;">To avoid unnecessary home viewings, buyers will provide proof of funds, as well as be fully pre-approved for a loan.</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Showings should be done virtually, if at all possible.</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Buyers will have no signs of cold or flu, fever, cough, shortness of breath and understand <span style="text-indent: -24px;">the risks of showing and visiting properties</span><span style="text-indent: -24px;">.</span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="text-indent: -24px;">Buyers and their agent must electronically sign the Property Viewing Advisory and Declaration form prior to the showing appointment. </span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="text-indent: -24px;">S</span><span style="text-indent: -24px;">howing appointments must be made with the seller. </span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="text-indent: -24px;">Buyers should meet the agent at the property. </span></span></li>
<li><span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">All persons visiting a property will agree to wash their hands with soap and water or use hand sanitizer prior to entry. </span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Buyers should be instructed not to touch anything and/or </span><span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">to wear disposable rubber gloves and protective face masks, if available; </span><span style="font-family: "georgia" , "times new roman" , serif;">and to dispose of them after leaving the property. </span><span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Bring your own sanitizers, and gloves — don’t rely on others to bring them. </span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Only a single agent and two people maximum will enter the home at the same time while maintaining a six foot social distance with masks on.</span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;">Wash your hands or use hand sanitizer after leaving the property.</span></li>
<li><span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Discussions after the showing with the buyer should be conducted through electronic means such as email, telephone, Zoom or FaceTime, rather than in person, as maintaining a conversation while adhering to the social distance guidelines is difficult. Offers and all transaction paperwork should also be discussed over the phone and signed electronically.</span></li>
<li><span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Further more, if anyone who enters the property is later diagnosed with COVID-19, the person who is diagnosed must immediately inform the listing agent, who will then make best efforts to inform everyone who entered the property after the person diagnosed, of that fact.</span></li>
</ol>
<br />
<span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Using these COVID-19 precautions, buyers should be able to safely shop and buy a home. </span><br />
<span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;"><br /></span>
<span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Written by </span><br />
<span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Virginia Hall, CRS, ABR, CNE, SFR</span><br />
<span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">Keller Williams Realty</span><br />
<span style="color: #414141; font-family: "georgia" , "times new roman" , serif; text-indent: -24px;">619.258.8585</span><br />
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<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-6881628410406830382020-02-28T11:01:00.000-08:002020-02-28T11:01:03.188-08:00Simple Home Changes That Can Affect Your Family's Health<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQBtTF2ix7C5Mgv3hQCEwFESAOY87SmkVYYFWJ0-Nb-mpSHZnjdFZdeVY0v1vlFoetm3y1RfnWZ7X_5qV2cNGtruEp49wjbZ5jckBb7OqTE9JtwYSFmc7feIRe37vTTGikeR-4JRX2624/s1600/Pixabay+photo+2.28.20.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="426" data-original-width="640" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQBtTF2ix7C5Mgv3hQCEwFESAOY87SmkVYYFWJ0-Nb-mpSHZnjdFZdeVY0v1vlFoetm3y1RfnWZ7X_5qV2cNGtruEp49wjbZ5jckBb7OqTE9JtwYSFmc7feIRe37vTTGikeR-4JRX2624/s320/Pixabay+photo+2.28.20.jpg" width="320" /></a></div>
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Your home
is meaningful in many ways; not only is it a place where you and your loved
ones can relax and feel safe, but it’s also a spot that affects your health on
a daily basis. Allergens in the air, fall hazards, and mold are all things that
can be exacerbated by a home that doesn’t meet your needs. Whether you’re
single, a young parent, or an older adult, it’s important to make some simple
changes throughout your house that will help you stay healthy. Here are a few
ideas.<o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
<b>Remove
Excess Moisture from the Air</b><o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
Depending
on where you live, the type of weather your city experiences, and the way your
house is designed, your home may experience more moisture than others. It may
sound innocuous, but excess moisture can lead to mold, mildew, and dust mites, all
of which can contribute to <a href="https://moldblogger.com/10-facts-about-mold-that-you-may-not-know/"><span style="color: #1155cc;">health problems</span></a>
(especially in children and older adults). Mold, especially, can be hazardous
and can cause breathing problems and chronic illness. It’s most prevalent in
basement areas and bathrooms but can occur anywhere in the home. To make the
air more stable, it’s a good idea to invest in a dehumidifier, which
essentially <a href="https://homelifedigest.com/best-dehumidifiers/"><span style="color: #1155cc;">removes moisture</span></a>
from the air and deposits it into a receptacle. There are several types on the
market, so read reviews before making a purchase so you can get the right one
for your needs.<o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
<b>Pull
Up Your Carpet</b><o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
Many
people don’t give their carpeting a second thought outside of how clean it
looks, but deep down in the pile lurk allergens, dust, dirt, pet hair and <a href="https://www.oransi.com/page/pet-dander"><span style="color: #1155cc;">dander</span></a>, and <a href="https://www.healthline.com/health/dust-mites-bites"><span style="color: #1155cc;">dust mites</span></a>.
Vacuuming regularly can help, but if your vacuum doesn’t have a HEPA filter,
you may be throwing those things back into the air every time you clean.
Pulling up your carpet is a much <a href="https://www.everydayhealth.com/healthy-home/indoor-air-quality/tips/is-your-carpet-the-culprit.aspx"><span style="color: #1155cc;">cleaner</span></a> solution;
you can lay down hardwood or the more cost-effective laminate, which will not
only improve the air quality in your home but will also boost its value.<o:p></o:p></div>
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<b>De-Stress</b><o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
Your home
may be the place you go to relax and unwind, but it may be contributing to your
stress without you realizing it. Clutter and disarray can leave you feeling <a href="https://www.verywellmind.com/the-cost-of-clutter-3144688"><span style="color: #1155cc;">anxious</span></a> or
depressed, so get organized. Declutter, utilize storage solutions for books and
other large collections, and, if possible, turn an extra room into a <a href="https://www.decoraid.com/blog/make-a-reading-space-home/"><span style="color: #1155cc;">relaxing space</span></a> to
practice yoga, meditate, or read quietly. Having such a space in your home can
help boost your mental health, especially if you’re feeling the effects of
stress at work.<o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
<b>Go
Green</b><o:p></o:p></div>
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<div style="margin-bottom: .0001pt; margin: 0in;">
Going
green — or living a more eco-friendly lifestyle — can accomplish many things,
and there are several ways to get started. Changing out your old light bulbs
for more <a href="https://blog.1000bulbs.com/home/do-energy-efficient-light-bulbs-save-money"><span style="color: #1155cc;">energy-efficient</span></a>
ones will save you money on your utility bills while reducing your carbon
footprint; changing the landscaping around your home to one that conserves
water will also save money while helping the environment at the same time.
There are several <a href="https://www.lifehack.org/articles/lifestyle/20-green-tips-that-will-improve-your-health-and-lifestyle.html"><span style="color: #1155cc;">health benefits</span></a> to
going green, as well; starting a vegetable garden can help you <a href="https://www.burke.org/blog/2016/4/the-benefits-of-growing-a-vegetable-garden/83"><span style="color: #1155cc;">eat healthier</span></a>,
whereas riding a bike or walking rather than driving or taking public
transportation can reduce emissions and help you stay fit. Think about the
easiest ways you can be more eco-friendly and figure out ways to get involved.<o:p></o:p></div>
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<br /></div>
<div style="margin-bottom: .0001pt; margin: 0in;">
Making
simple changes to your home and lifestyle in order to be healthier can help you
feel and look better, and in some cases, it can help you become more
Earth-conscious in your daily life. Think about which modifications make the
most sense for you and your budget, and keep your family involved so they can
feel better, as well.<o:p></o:p></div>
<br />
<div style="margin-bottom: .0001pt; margin: 0in;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0in;">
<o:p>Written by Natalie Jones</o:p></div>
<div style="margin-bottom: .0001pt; margin: 0in;">
<o:p>Photo by Pixar</o:p></div>
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-34786185127276438622019-12-19T10:29:00.000-08:002019-12-19T10:30:07.064-08:005 Questions to Help Downsizing Seniors Deal with Their Current Home <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZEy8yH8NwmpZTGp1P0AgphHaNzxX1moGyPqGHLWMTwW4JaXNQS2HgKel8SxfMNUFt-4pc3JI91T6Hc02J3r1EpJidnGGv2Dt-Hx-ieWCu5SwAo1BHmvKn1gWCxHZztKSy46-JPZ3dUKk/s1600/Sr.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="667" data-original-width="1000" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZEy8yH8NwmpZTGp1P0AgphHaNzxX1moGyPqGHLWMTwW4JaXNQS2HgKel8SxfMNUFt-4pc3JI91T6Hc02J3r1EpJidnGGv2Dt-Hx-ieWCu5SwAo1BHmvKn1gWCxHZztKSy46-JPZ3dUKk/s320/Sr.png" width="320" /></a></div>
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<span lang="EN">Are you downsizing to a smaller home for your
retirement years? Before you start settling into a new home, you need to figure
out a plan for the old one. You have a lot of options when it comes to handling
your current home and buying a second property, so it makes sense to take your
time making this decision and to ask yourself the right questions along the
way. <o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN">How
Much Will You Need for Your New Home?<o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">The best way to figure out what to do with
your current home is to budget properly for the new one. After you use online
tools to determine your new home price range, you can better determine what
sort of profits, proceeds, or financial options you will need to help pay for
the new property. Be sure to factor in things like a down payment or <u><span style="color: #1155cc;"><a href="https://www.aarp.org/money/budgeting-saving/info-2017/costs-of-aging-in-place.html"><span style="color: #1155cc;">accessibility upgrade costs</span></a></span></u> into
your overall budget so that you will have a solid plan to guide the rest of
your home decisions. Once you have a budget, be sure to stick to it when
shopping for smaller homes for retirement. <o:p></o:p></span></div>
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<span lang="EN">When putting together a budget, there’s one
particular aspect that many people forget to include: the cost of professional
movers. If you intend to bring in the pros, you need to set aside some cash for
this service. The average cost a moving service tends to run between $25 and
$50 per hour, though this can easily jump to approximately <u><span style="color: #1155cc;"><a href="https://www.homeadvisor.com/cost/storage-and-organization/hire-a-moving-service/"><span style="color: #1155cc;">$1,000 per room</span></a></span></u> if you intend to
move out of state. Therefore, you need to take this expense into consideration
when you’re formulating your budget — you don’t want to come up short if you
need help moving!<o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN">Does
Selling Your Old Home Now Makes Sense?<o:p></o:p></span></b></div>
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<div class="MsoNormal">
<span lang="EN">When you are moving to a smaller home, the
first option you may consider when deciding how to handle your current home is
to sell it. This may seem like a straightforward process for many retirees, but
there are a <u><span style="color: #1155cc;"><a href="https://www.homelight.com/blog/should-i-sell-my-house-now-or-wait/"><span style="color: #1155cc;">few factors</span></a></span></u> to consider before you
decide to sell your home right away. Are homes currently selling like hotcakes
in your local real estate market? If so, then listing your home now could be a
wise financial move. Are you still <u><span style="color: #1155cc;"><a href="https://www.lendingtree.com/home/mortgage/8-ways-pay-off-mortgage-faster/"><span style="color: #1155cc;">paying off a mortgage</span></a></span></u> on your
current home? If you haven’t built up a lot of equity, you may want to hold off
on listing your home. <o:p></o:p></span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN">Could
Renting Your Home Help Your Retirement Savings? <o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">If you need to build more equity in your
current property or if you want to add some additional income to your
retirement budget, <u><span style="color: #1155cc;"><a href="https://www.benzinga.com/opinion/19/04/13609281/opinion-how-real-estate-investing-could-rescue-your-retirement"><span style="color: #1155cc;">owning rental property</span></a></span></u> could be a
solid financial bet. There are some definite perks to owning investment
property in retirement, but there can also be some decided financial cons. So,
be sure to weigh your options and consult with a <u><span style="color: #1155cc;"><a href="https://www.gobankingrates.com/net-worth/financial-planning/certified-financial-planner/"><span style="color: #1155cc;">financial advisor</span></a></span></u>, to see if
turning your current home into an investment property makes sense for your
retirement. <b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN">Could
Turning Your Home Into a Vacation Rental Be an Option? <o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">Residential rentals can provide a steady
stream of income during retirement, but renting your home out long-term may not
make sense if you plan to <u><span style="color: #1155cc;"><a href="https://www.nextavenue.org/successful-snowbird/"><span style="color: #1155cc;">split
your time</span></a></span></u> between two places. So, if you are planning on
this sort of living arrangement for your retirement, it may make more financial
sense to rent to vacationers when you are not using your home. <u><span style="color: #1155cc;"><a href="https://www.nerdwallet.com/blog/finance/airbnb-vrbo-basics-of-short-term-rentals/"><span style="color: #1155cc;">Short-term rentals</span></a></span></u> can be easily
managed through sites like Airbnb or VRBO, and you may even be able to help pay
off both homes if you take the right steps to attract travelers to your homes
while they are vacant. <o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN">Does
Keeping Your Home Fit into Your Retirement Budget? <o:p></o:p></span></b></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">Buying a <u><span style="color: #1155cc;"><a href="https://themortgagereports.com/40123/buying-a-second-home-pros-and-cons"><span style="color: #1155cc;">second home</span></a></span></u> and keeping the first
one can be a big financial commitment, but it can also be the right choice for
many retirees who want to keep a home in their family. Downsizing seniors who
choose this option may need to get creative with financing since lenders tend
to be more restrictive when it comes to providing mortgages for second homes.
Plus, they need to factor in taxes, insurance, and other routine home expenses.
If your home will be vacant for most of the year, you should also consider
using <u><span style="color: #1155cc;"><a href="https://www.bricksandagent.com/blog/benefits-of-using-property-management-company"><span style="color: #1155cc;">property management services</span></a></span></u> to
keep it maintained and secured, especially if your homes are far apart from one
another. <b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">Downsizing can be freeing for seniors. You
have to create a plan for your old home before you can begin to enjoy all of
the perks of downsizing. Selling or renting can help your retirement savings,
but holding onto your old home may be the best choice for your situation. So,
weigh each choice and choose the one that will help you make the most of your
retirement! <o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span lang="EN"><br /></span></div>
<div class="MsoNormal">
<span lang="EN">Written by Jim Vogel</span></div>
<div class="MsoNormal">
<span lang="EN">Photo Credit: <u><span style="color: #1155cc;"><a href="https://www.rawpixel.com/image/61600/free-photo-image-senior-retired-asian"><span style="color: #1155cc;">Rawpixel</span></a></span></u><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-40471480867754423452019-07-26T17:32:00.001-07:002019-07-26T17:32:10.268-07:00Don't Be Surprised by the Supplemental Tax Bill<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4GZT3UN5dNgQRVpeGTu1OK7dn5CcxNQOlnJJucZoz3qj7KjiF4GNZ-TCUDzdWlqo35NDCd6BdINZaADNYqlG966GalD-pboLlHixOOrFT9BwAk_iyyDgd0wB69NXb4deGmjLTkvDdDac/s1600/1563575310921.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="100" data-original-width="250" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4GZT3UN5dNgQRVpeGTu1OK7dn5CcxNQOlnJJucZoz3qj7KjiF4GNZ-TCUDzdWlqo35NDCd6BdINZaADNYqlG966GalD-pboLlHixOOrFT9BwAk_iyyDgd0wB69NXb4deGmjLTkvDdDac/s1600/1563575310921.png" /></a>After buying a home, the last thing a buyer wants is a surprise bill. So when the supplemental tax bill arrives in the mail in 6-12 months after closing, hopefully it is not a surprise. <br />
<br />
While reviewing the disclosures about the home, an experienced agent understands the important of disclosing the Supplemental Tax Bill. When I mention the supplemental tax, new buyers already in disclosure input overload give me a puzzled look. "What the Heck is that?" When I begin to explain the complicated tax, some people get a glazed look in their eyes and even tune out until they hear it may be a few hundred or few thousand dollars. That always seems to catch their attention. Then I begin to repeat what the tax is all about, with their full attention.<br />
<br />
The San Diego County Treasurer-Tax collector's office has an excellent video explaining the <a href="http://virginiahall.com/supplemental-tax-bill/" target="_blank">Supplemental Tax</a>.<br />
<br />
When you buy a house, you normally buy it at higher price than the seller did. The price that the seller bought the house at is the base price that property taxes are calculated for in escrow. So part of the closing costs, are the buyer's prorated portion of the property taxes, again based on what the seller paid for the property. <br />
<br />
Once the home closes, then the tax assessor reevaluates the taxes based at the higher value. So the supplemental taxes can vary depending on what the difference in the price is. If the seller owned the home for 30 years, then there can be a big difference in the original versus the new value, creating a large supplemental tax. Where if the seller bought it only a few years ago, there may not be much difference at all. The San Diego Tax Assessor's office has an <a href="https://assr.parcelquest.com/Home" target="_blank">online supplemental tax calculator</a> that a buyer can access online to calculate what the difference due should be. <br />
<br />
Since Loan impound accounts do not include money to cover Supplemental Tax Bills, it is important to be prepared, and save some money to cover it. Don't be surprised by your Supplemental Tax Bill. <br />
<br />
For other Buyers information, go to the <a href="http://virginiahall.com/buyers/" target="_blank">Buyers</a> tab at <a href="http://virginiahall.com/">VirginiaHall.com</a>.<br />
<br />
Written By Virginia Hall<br />
DRE License #01409760<br />
San Diego East FootHills<br />
Keller Williams Realty<br />
619-258-8585<br />
<br />
<br />
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-4423381792416202662019-06-17T16:43:00.002-07:002019-06-17T17:11:49.589-07:00<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1E89FKy9Ig9UOObB0RA1QB_1atJFlfamamTupayFzFb5Yjds4cz_IsnYBFIJOv1XG-PxuyvAU5fI8GfroaoLKfVviHKKzb64_3nsBLTVwbWnNFTQX0y1XPDBD_5mD6Y5l09OjTDoIPg0/s1600/Pixabay+Photo.png" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="640" data-original-width="960" height="263" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1E89FKy9Ig9UOObB0RA1QB_1atJFlfamamTupayFzFb5Yjds4cz_IsnYBFIJOv1XG-PxuyvAU5fI8GfroaoLKfVviHKKzb64_3nsBLTVwbWnNFTQX0y1XPDBD_5mD6Y5l09OjTDoIPg0/s400/Pixabay+Photo.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: small; text-align: start;"> </span>Image courtesy of<span style="font-size: xx-small;"> <u style="text-align: start;"><span style="color: #1155cc;"><a href="https://pixabay.com/en/hyacinth-flower-flowers-blue-wood-772389/"><span style="font-family: inherit; font-size: xx-small;">Pixabay</span></a></span></u></span></td></tr>
</tbody></table>
<div class="MsoNormal">
Moving to a new area is exciting, but it can
take some doing to make your new surroundings feel like home. Not only do you have a house to unpack, but
also you have a community to explore.
Here is how to feel less like a stranger and more settled in, both in
your new home and in your new hometown. </div>
<br />
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN">Clean,
unpack and organize. </span></b><span lang="EN"><span style="mso-spacerun: yes;"> </span>Making your new house feel like home can be a
daunting task, but sometimes the most difficult things can be simple underneath
it all.<span style="mso-spacerun: yes;"> </span>You Move Me recommends <u><span style="color: #1155cc;"><a href="https://www.youmoveme.com/us/blog/top-tips-for-settling-into-your-new-home"><span style="color: #1155cc;">cleaning</span></a></span></u> your new home before you
do anything else, lifting any residual grime previous homeowners left
behind.<span style="mso-spacerun: yes;"> </span>You can use a house-cleaning checklist to help
ensure you don’t miss any major points, but you’re better off hiring a cleaning
service for the job. In Santee, maid services charge an average of <u><span style="color: #1155cc;"><a href="https://www.homeadvisor.com/tloc/Santee-CA/Cleaning-one-time-service/"><span style="color: #1155cc;">$108 - $215</span></a></span></u>, depending your home’s
size. Next, you’ll need to <u><span style="color: #1155cc;"><a href="https://www.budgetdumpster.com/blog/unpacking-tips-after-a-move/"><span style="color: #1155cc;">unpack</span></a></span></u> some belongings so you have
familiar items surrounding you can be a great step toward feeling settled.<span style="mso-spacerun: yes;"> </span>Unload your essentials and set up your key
furniture and appliances so your home is functional and do some organizing as
you go.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">Get your bathrooms and kitchen up and running
since you need those areas for daily basics, and add your creature comforts
later.<span style="mso-spacerun: yes;"> </span>Pet owners can benefit from
hiring a dog walker (an <u><span style="color: #1155cc;"><a href="https://pets.costhelper.com/dog-walker.html"><span style="color: #1155cc;">hour-long
walk</span></a></span></u> can cost you $22 - $27) to help ensure Fido doesn’t
get into anything while unpacking, or if you venture out to take in the town or
pick up essentials.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN">Learn
and explore.<span style="mso-spacerun: yes;"> </span></span></b><span lang="EN">Getting
to know the area is another key to feeling at home.<span style="mso-spacerun: yes;"> </span>While you obviously can’t take it all in at
once, exploring local culture can help you feel oriented.<span style="mso-spacerun: yes;"> </span>For dog owners, this can be challenging.<span style="mso-spacerun: yes;"> </span>If you can’t bring your pup along, consider
hiring a pet sitter (the average cost of pet-sitting services is around <u><span style="color: #1155cc;"><a href="https://petsitter.com/cost/pet-sitting"><span style="color: #1155cc;">$17 per hour</span></a></span></u>) while you are out and
about, so he isn’t left alone right away.<span style="mso-spacerun: yes;">
</span>Once you decide on arrangements, where should you venture first?<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">One idea is to visit some of the elements in
your own <u><span style="color: #1155cc;"><a href="https://ohmyapt.apartmentratings.com/moving-locally-5-ideas-for-exploring-your-new-neighborhood.html"><span style="color: #1155cc;">neighborhood</span></a></span></u> you plan to use
frequently, such as the local library, a coffee shop, and the visitor’s
center.<span style="mso-spacerun: yes;"> </span>These basic features offer a
taste of what your new community offers and can help you feel welcome.<span style="mso-spacerun: yes;"> </span>Another idea is to familiarize yourself with
the area online so you can locate all the major assets of the new <u><span style="color: #1155cc;"><a href="https://www.colemanallied.com/blog/p.150930000/3-tips-to-help-you-get-familiar-with-your-new-hometown/"><span style="color: #1155cc;">community</span></a></span></u>.<span style="mso-spacerun: yes;"> </span>Simply exploring via the web can help you get
a sense of direction, helping you better navigate future comings and
goings.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN">Saying
“hello.” </span></b><span lang="EN"><span style="mso-spacerun: yes;"> </span>Becoming acquainted with your new surroundings
is more than maps, attractions and architecture.<span style="mso-spacerun: yes;"> </span>Make it a point to greet your <u><span style="color: #1155cc;"><a href="https://www.trulia.com/blog/moving-to-a-new-city-tips-for-first-year/"><span style="color: #1155cc;">neighbors</span></a></span></u>, and if you belong to a
homeowners association get familiar with the rules.<span style="mso-spacerun: yes;"> </span>Take your kids and pooch along for a stroll
through the neighborhood, so everyone has a chance to get comfortable and say
“hello.”<span style="mso-spacerun: yes;"> </span>Another engaging suggestion for
getting to know your new neighbors is to throw a party.<span style="mso-spacerun: yes;"> </span>Think of it as an <u><span style="color: #1155cc;"><a href="https://www.realtor.com/advice/move/tips-for-settling-into-your-new-community/"><span style="color: #1155cc;">open house</span></a></span></u> after you’re moved
in.<span style="mso-spacerun: yes;"> </span>Keep things casual!<span style="mso-spacerun: yes;"> </span>Think pitch-in, backyard barbecue, or game
day celebration. It’s a great get-to-know-you opportunity.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN">Doggy
dilemmas. </span></b><span lang="EN"><span style="mso-spacerun: yes;"> </span>Dog
owners have unique concerns when it’s time to settle into a new place.<span style="mso-spacerun: yes;"> </span><u><span style="color: #1155cc;"><a href="https://www.canidae.com/blog/2014/03/how-to-help-your-dog-transition-to-a-new-home/"><span style="color: #1155cc;">Transitioning</span></a></span></u> into a new home can
be hard on your pup, so allow him some time for adjustment.<span style="mso-spacerun: yes;"> </span>Make sure you set up his necessities right
away and try to put them in areas where he would expect to find them.<span style="mso-spacerun: yes;"> </span>If possible, spend the first few days at home
with your dog.<span style="mso-spacerun: yes;"> </span>It can help him to see
this change is permanent and feel reassured you aren’t going to leave him
somewhere strange.<span style="mso-spacerun: yes;"> </span>The Spruce suggests
keeping your dog’s <u><span style="color: #1155cc;"><a href="https://www.thespruce.com/help-your-dog-settle-new-home-2436395"><span style="color: #1155cc;">routine</span></a></span></u> as normal as possible
throughout your move and while settling in so he feels secure.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN">It’s exciting when you’re making the
transition into a new place, but it also presents challenges.<span style="mso-spacerun: yes;"> </span>Do some unpacking, organizing and exploring
to feel at home in your new surroundings.<span style="mso-spacerun: yes;">
</span>Before you know it, you’ll feel settled and comfortable.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN"><span style="mso-spacerun: yes;"><br /></span></span></div>
<div class="MsoNormal">
<span lang="EN"><span style="mso-spacerun: yes;">By Natalie Jones</span></span></div>
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-39299627064279403242019-05-07T14:28:00.000-07:002019-05-07T14:28:40.029-07:00SHHH! When and Why Homebuyers Should Stay Quiet <div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Buying a home is a big deal! You may be overflowing with excitement and nervous anticipation—and brimming with questions. Of course, you want to talk about it! Who wouldn’t?</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-oethm38y4TzPGpo5kZC1n3H-0XnpdZQHqhcJ_rN9yng-0BLxDhz1SSY-MF_WElPU3-Ou63YMh53puJ1uFV1ikZPxQISABSSooYYff6DiGZwuDqfHB7mdRHEbIWxIVaQWnnqDbLRJZCQ/s1600/shutterstock_619058399.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="300" data-original-width="450" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-oethm38y4TzPGpo5kZC1n3H-0XnpdZQHqhcJ_rN9yng-0BLxDhz1SSY-MF_WElPU3-Ou63YMh53puJ1uFV1ikZPxQISABSSooYYff6DiGZwuDqfHB7mdRHEbIWxIVaQWnnqDbLRJZCQ/s320/shutterstock_619058399.jpg" width="320" /></a></div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Take a moment to hit the pause button. </div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
<b style="box-sizing: border-box;">Remember: buying a home is a negotiation process.</b> Everything you say and do could broadcast information that benefits other people—like sellers and their agents.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
For example, imagine how a seller will respond to your deeply-discounted offer if they know:</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
“We have to close before school starts.”</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
“Our landlord already has a new tenant.”</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
“It’s the only place that ticks off all the boxes.”</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Even though your purchase contract doesn’t mention any of these points and your buyer’s agent isn’t going to share details like that, there are other ways damaging information can inadvertently get back to the current homeowner.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Buyers should be particularly cautious in these situations:</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
<b style="box-sizing: border-box;">Interviewing buyer’s agents</b></div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Every homebuyer should have a qualified real estate professional by their side. Buyer’s representatives can help you find the best property and navigate the complexities of purchasing it.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
When picking your buyer’s rep, ask the <a href="https://homebuying.realtor/content/questions-ask-when-selecting-buyers-rep" style="box-sizing: border-box; color: #13add9; line-height: 1.5em; text-decoration-line: none;">right questions</a>. You want to select someone who will do an excellent job representing your interests and helping you make the best decisions. </div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
If you limit <a href="https://homebuying.realtor/buyers-rep" style="box-sizing: border-box; color: #13add9; line-height: 1.5em; text-decoration-line: none;">your search</a> to agents who’ve earned the <a href="https://homebuying.realtor/home-buying/getting-started/why-use-abr" style="box-sizing: border-box; color: #13add9; line-height: 1.5em; text-decoration-line: none;">Accredited Buyer’s Representative</a> (ABR®) designation, you’ll know they already have specialized training and experience in representing buyers.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Before making a decision, refrain from divulging sensitive details that could hurt your negotiating position. After all, a second-place agent could show up on the opposite side of the table, representing the sellers of the property you’d like to purchase.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
<b style="box-sizing: border-box;">Attending open houses</b></div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Open houses are a fun and easy way to view homes, as long as you remember that the agent who greets you at the door represents the sellers. They’re happy to meet prospective buyers and will probably ask questions about your current situation, what you’re looking for, etc.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Be sure to let them know if you’re already working with a buyer’s rep. Also, be careful about sharing any details that could come back to haunt you, in terms of hurting your negotiating position.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
<b style="box-sizing: border-box;">Touring homes</b></div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
You and your buyer’s agent may be the only people in a house, but the owners could still be listening to your conversations. Today’s technology makes it easy to place cameras or other surveillance devices throughout a home.</div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
It’s not just a question of the sellers hearing things that make them more confident about driving a hard bargain. If they know you’re ridiculing certain aspects of their home, they may also be unwilling to compromise. </div>
<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Stick with straightforward, non-judgmental comments until you’ve completely vacated the property. Some sellers will go so far as to spy on prospective buyers from a neighbor’s home or ask neighbors to report back on what they heard and saw.</div>
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<b style="box-sizing: border-box;">Posting social media updates</b> </div>
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Don’t take pictures while touring someone else’s home unless you’ve received permission from the owner. In some states, you could be breaking the law. If you’re not sure, ask your buyer’s rep.</div>
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Even if you’re allowed to take photos, it’s a bad idea to post them on social media. That’s another way you could hurt your negotiating position by divulging information or angering the sellers. Be patient and post as many photos as you want when YOU’RE the owner! </div>
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<span class="date-display-single" content="2019-04-22T00:00:00-05:00" datatype="xsd:dateTime" property="dc:date" style="box-sizing: border-box;">04/22/2019</span></div>
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Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-78450623946022338912019-04-23T13:20:00.000-07:002019-05-07T14:29:24.832-07:00Say Farewell to Winter with a Whole-House Cleaning<div style="box-sizing: border-box; color: #363329; font-family: sans-serif; font-size: 0.9em; line-height: 1.5em; margin-bottom: 1em; margin-top: 1em;">
Spring is here! Each day is bringing extra sunlight and the promise of more time spent outdoors. It’s the perfect time to clean out months of dirt and grime, air out stale rooms, put away winter things, and unpack warm weather items.</div>
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What’s the most difficult part of spring cleaning? According to a <a class="ext" href="https://www.simplemost.com/survey-reveals-spring-cleaning-habits/" rel=" noopener noreferrer" style="box-sizing: border-box; color: #13add9; line-height: 1.5em; text-decoration-line: none;" target="_blank">recent survey<span aria-label="(link is external)" class="ext" style="background-attachment: initial; background-clip: initial; background-image: url("/sites/all/modules/extlink/extlink_s.png"); background-origin: initial; background-position: 2px center; background-repeat: no-repeat; background-size: initial; box-sizing: border-box; height: 10px; padding-right: 12px; width: 10px;"></span></a>, it’s getting started!</div>
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However, there are many excellent reasons to push through that psychological barrier, including the experience of “lightness” that comes from accomplishing cleaning tasks, as well as numerous health benefits!</div>
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If you’re ready to let your rooms sparkle, eliminate the dust and allergens lurking around, kill the germs, and prepare for the glory that is spring, here are some tips to get you started.</div>
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<strong style="box-sizing: border-box;">Step 1: Clear the clutter.</strong></div>
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Get rid of anything you don’t need. The less you have lying around, the less there is to clean. So start by tossing! Donate what you don’t need or want. For example: </div>
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<li style="box-sizing: border-box; color: #363329; font-size: 0.9em; line-height: 1.5em;"><strong style="box-sizing: border-box;">Winter clothes</strong> – Eliminate anything you or family members didn’t wear. Unless younger children are waiting to grow into these items, there’s no reason to store them for next year.</li>
<li style="box-sizing: border-box; color: #363329; font-size: 0.9em; line-height: 1.5em;"><strong style="box-sizing: border-box;">Spring clothes</strong> – Determine if these packed-away items don’t fit or aren’t your current style. Why stuff your closet with things you don’t need, don’t want, and won’t use? Ditto for the spouse and the kids.</li>
<li style="box-sizing: border-box; color: #363329; font-size: 0.9em; line-height: 1.5em;"><strong style="box-sizing: border-box;">Kids’ toys, games, books, furniture</strong> – Your little ones did some growing over the winter months, physically, emotionally, and intellectually. Do you really want to store, display, clean, and organize things that are no longer important to them?</li>
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<strong style="box-sizing: border-box;">Step 2: Assemble your cleaning equipment.</strong></div>
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Whole-house cleaning will be easier if all your products and tools are pulled together before you begin. It’s difficult to maintain your momentum if you have to run out and buy stuff while cleaning.</div>
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Evaluate your supplies. Do you need a new broom or mop, a squeegee, or a fresh pair of heavy-duty rubber gloves? What about cleaning products? Do you need to restock bottles or purchase supplies to <a href="https://homebuying.realtor/content/spring-cleaning-do-it-yourself-do-it-right" style="box-sizing: border-box; color: #13add9; line-height: 1.5em; text-decoration-line: none;">make your own</a>?</div>
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Be sure everything is ready before you organize the rest of your house and begin cleaning!</div>
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<strong style="box-sizing: border-box;">Step 3: Put things away.</strong></div>
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Cleaning is more difficult and takes longer if you have to move things to get under or around them.</div>
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Ask everyone in your home to grab a laundry basket, gather all their personal belongings, and put those items where they belong. If an object doesn’t <em style="box-sizing: border-box;">have</em> a designated place, create one. It’s hard to keep things orderly if items don’t have a “home base.”</div>
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<strong style="box-sizing: border-box;">Step 4: Let there be light and air!</strong></div>
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Your house has been closed up all winter. Before you begin cleaning, open as many windows and doors and vents as you can. Encourage natural airflow, pull back the curtains, and invite the sunshine!</div>
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As you clean each room, you can close it off again, knowing that the inside air is now as fresh and clean as your ceiling, walls, furniture, and floors!</div>
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<strong style="box-sizing: border-box;">Step 5: Clean from top to bottom and back to front.</strong></div>
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Start at the top floor of your home and work your way down.</div>
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Gravity is a glorious thing unless you dust all your furniture before cleaning the overhead HVAC vents and the ceiling fan. Then, gravity will double your work.</div>
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Begin at the ceiling, clearing cobwebs, dusting any molding, cleaning air vents, ceiling fans, and light fixtures.</div>
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Next, clean the walls, window treatments (curtains, blinds, etc.), windows (inside and out), and woodwork on the walls.</div>
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Then, and only then, strip and remake the beds and clean and polish the furniture.</div>
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Next, wipe down the baseboards and vacuum the floors. If you have hardwood or tile floors and use a broom, be careful not to kick up dust with over-zealous sweeping before mopping!</div>
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Work from the back of the house to the front, so you are cleaning “as you go” and not tracking dirt back into clean areas. Likewise, clean steps from top to bottom before beginning work on the lower level.</div>
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Pay particular attention to deep cleaning in the kitchen and bathrooms, but don’t reserve disinfecting for these areas.</div>
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Clean and disinfect every room and every surface in your house. For example, it’s surprisingly easy to disinfect upholstered furniture with a fabric-safe disinfectant spray.</div>
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<strong style="box-sizing: border-box;">Step 6: Enjoy!</strong></div>
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After you have cleaned every room and swept off the last step of your entryway, enjoy your newly clean house. Revel in your fresh, spring-ready environment!</div>
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<span class="date-display-single" content="2019-04-08T00:00:00-05:00" datatype="xsd:dateTime" property="dc:date" style="box-sizing: border-box;">04/08/2019</span></div>
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Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-9293804019710759502019-04-10T11:50:00.002-07:002019-04-10T13:03:21.114-07:00Be Ready for the Home Inspection<br />
A home inspection is highly recommended when buying a home. It is important for the buyer to know what problems they are buying. Discovered issues can be disappointing to both the buyer and seller. It might become an obstacle in negotiations process. By taking these 10 steps, sellers can take care of some basic maintenance issues that often appear on home inspection reports.<br />
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1. Fix any leaky faucets and fixtures. Regrout discolored areas around the tubs and sinks. Make sure all sinks are draining well.<br />
2. Have your furnace and air conditioning serviced.<br />
3. Install a battery operated carbon monoxide detector on each floor of a home as well as smoke detectors inside each bedroom, above the door, and one in hallways.<br />
4. Replace any cracked or broken windows.<br />
5. Professionally clean the fireplace and chimney.<br />
6. Have an electrician inspect receptacles and switches and make any needed repairs.<br />
7. Make sure all doors, including the garage door and closet doors, and windows open and shut easily.<br />
8. Remove or repair any trip hazards.<br />
9. Roofs older than 15 years should be professionally serviced, repairing any missing or damaged shingles or flashing.<br />
10. Make sure that hot water heaters are strapped properly with two metal straps.<br />
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Taking care of these issues ahead of the home inspection should make the process much easier.<br />
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Virginia Hall, CRS<span style="background-color: whitesmoke; color: #666666; font-family: "open sans" , "arial" , sans-serif; font-size: 16px;">® </span><br />
San Diego Foothills<br />
Keller Williams Realty<br />
619-258-8585Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-20284369353626136052019-01-05T12:46:00.002-08:002019-01-26T07:50:57.294-08:00Why Won't My Home Sell? With fewer buyers able to afford a house in San Diego County, a shift in the housing market is starting to occur. While home prices are still rising, the number of sales is slowing. The best of homes are selling at top market prices. At the same time we are seeing longer market times and a growing number of homes on the market. Homes are a commodity and markets go up and down. As the number of homes for sale grows, the value decreases. Here are some tips on how you can help get your house sold in the quickest time and at the best price as the number of homes for sale increases:<br />
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<b>1. Price Your Home Right.</b> When interviewing Realtors® , make sure they bring comparable home sales in your immediate area to review. Comparable homes are ones within plus or minus 15% estimated square footage, similar number of rooms, and improvements. While you want top dollar, pricing your home at or just below the most recent comparable sales, will keep you from lingering on the market and may even get you multiple offers. The longer a home sits on the market, the more bargaining power a buyer has and more likely the price will drop. Be leary of agents who promise to get you more than the market will bring. They start with a high price and end up lowering it in a few weeks when there is no activity.<br />
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<b> 2. Clutter is Your Downfall.</b> If you have lived in your house for years, this is likely to be a problem. Before you deep clean or have your home professionally cleaned, get rid of the clutter. Look at each room and reduce furniture and personal belongings. Too much furniture and belongings can make a room look much smaller. If you are down sizing, have a huge garage sale, rent a pod or a storage unit.<br />
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<b> 3. In Need of Repairs.</b> As you prepare to sell your home, make a list of all the things in your home that you know need to be fixed. If you are not good at repairing things, hire a handyman to repair all those annoying loose fixtures, cabinets and doors, replace broken tiles and replace light bulbs that aren't working. Make sure that all of your appliances are working properly. Some sellers even hire a home inspection prior to putting it on the market, so repairs can be completed prior to putting it on the market. Buyers will steer away from a home in need of a lot of work.<br />
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<b> 4. Stage Your Home.</b> An experienced Realtor® can often give you ideas or some sellers hire professional stagers. Staging includes all All Five Senses. After decluttering rooms, stage furniture and decor to help buyers see the potential of the room size and bring attention to special features. A vase of flowers on a table, a dinner table eloquently set, new color cordinated bathroom towels, and cleared counter spaces, all make a difference. If the house is empty, a stager can help furnish a few rooms to help the buyer envision how to furnish a space.<br />
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<b> 5. Hire the Right Realtor® . </b> The Realtor® you hire needs to be able write up a description of your home that highlights the features that you love and will sell your home. Look for Realtors that have taken the extra education and steps to gain designations that sets them apart. The Certified Residential Specialist (CRS®) is the gold standard for Realtors®. Only 4% of the nation's Realtors have it. Once you know your Realtor® has gone the extra mile in their education, then review their marketing plan for your home. Make sure they will have Professional photos of your property for the multiple listings and other marketing materials. No dogs or reflections of people in your photos. Virtual Tours and videos help bring you home to life and pushes it up in internet searches. You need an agent to reinforce the positive things about your home, that knows the area, and can negotiate to get you the best price. Make sure to review all marketing for accuracy.<br />
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<b> 6. Personalized Home Improvements. </b> Remove those family photos and any unusual items, like voodoo dolls, skulls and crossbones. If you are planning to do home improvements before selling, make sure that they are of neutral color and flows with the rest of the house. Don't add a lot of special, costly touches. Buyers have to be able to visualize their belongings in the house.
7. When Buyers Come, Best to Leave! When buyers come to visit, a Seller's first instinct is to stay, to protect their belongings, or to try to sell the house. However, buyers need to be able to explore the home freely without the hovering eyes of an over protective seller or a nonstop hard sales pitch. Often, while you are pitching the house, inadvertently the seller tells the buyer something that is a problem to the buyer. When sellers insist on staying, they cannot help but tell you something that can be used in negotiating the price down or turns the buyer off all together. Step out. The house will sell itself and the buyer's agent will supervise their client.
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Choosing an experienced Realtor® can help guide you through the process on how best to sell your home. Follow these tips, so you won't have to chase the market as your home declines in value. Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-77318831564690206862018-08-21T10:45:00.001-07:002018-08-21T10:45:21.723-07:008 Tips to Downsize and Upsize SuccessfullyYour children are grown and gone. They call you an empty nester. You are ready to downsize, move to smaller home. Or perhaps, you're expecting your third child and living in a two bedroom condo. Time to upsize, move to a bigger home. <br />
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However, you have to sell your present home first in order to afford a new home. Many people fear not being able to find the perfect new home after selling their present home. So many people want to find a new home before trying to sell their present home. Unfortunately, most sellers won't sell to a contingent buyer who needs to sell their home before they can afford to buy a new home when they are multiple ready-to-go buyers. The dilemma is who knows how long it could take you to sell your present home, delaying the purchase of your new home. <br />
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When you are downsizing or upsizing, here are tips to insure you don't end up in a compromised position: <br />
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<li>For those downsizing, one of the most difficult things is to downsize your belongings to fit in a smaller home. This could take months, but needs to be done prior to putting your home on the market. Once you are in escrow, you need to be prepared to move. </li>
<li>Next, you must get a loan preapproval to buy a new home. </li>
<li>Then you must sell your home and get into escrow with a strong, motivated buyer with the means to buy your home. </li>
<li>In the listing and purchase agreement counter offers, you must include that you have a Seller's Contingency for Buying a Replacement Property until you have released all of your contingencies, including inspections, loan, and appraisal on the replacement home. </li>
<li>Plan a 60 day escrow versus the standard 30 day escrow for your present home sale. You will also need to remain in possession of your present house for 3 days after close of escrow, so that the proceeds can transfer from one sale to the next.</li>
<li>You will also want to request that the buyers of your home have an appraisal ordered within 48 hrs, release their physical inspections contingency within 10 days, and release their loan & appraisal contingencies within 17 days. </li>
<li> If your buyer is on track to remove all contingencies by day 17, then you can begin looking for a new home on day 14. Once all of your buyer's contingencies are removed by day 17, if your buyer backs out, then they would lose their good faith deposit. The purchase home seller will know that your buyer is solid at this point. <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgssHqXiSWf_AyfutTBOdMBWr93yopunej2XTnnYAKBMDpv2P9R3_iUdcJYKZqHKicSTxkexsq9iswZhkUjl3EaC22laWOJ2j9-CYHPku1op-qI3cWexK7QsCG5hJde_GRZZerWhot_dmc/s1600/6_8451081_80295_BPO_80295_106.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="800" data-original-width="1200" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgssHqXiSWf_AyfutTBOdMBWr93yopunej2XTnnYAKBMDpv2P9R3_iUdcJYKZqHKicSTxkexsq9iswZhkUjl3EaC22laWOJ2j9-CYHPku1op-qI3cWexK7QsCG5hJde_GRZZerWhot_dmc/s320/6_8451081_80295_BPO_80295_106.jpg" width="320" /></a></div>
If by some chance it takes longer than expected to find a home, you can request for an extension from your buyer. If the buyer doesn't want to wait then they can back out. But more likely, they won't want to because they have invested money at this point. </li>
<li>Plan to close consecutively. Your present home would close. The proceeds from your sale would be wired to the purchase property the next day. Escrows will work out the details for you. You could start moving in the day the new home closes. So it is very important to be organized. Clean as you box up your belongings. <div class="separator" style="clear: both; text-align: center;">
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</li>
</ol>
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While it is challenging, it can be done. Using an experienced agent and organization are key. For more buying and selling tips see <a href="http://www.virginiahall.com/">www.VirginiaHall.com</a>.<br />
<br />
Written by Virginia Hall<br />
Keller Williams Realty<br />
(619)258-8585<br />
<br />
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-67102922972399537492018-05-29T09:10:00.001-07:002018-05-29T09:10:14.891-07:00Four Reasons Why Selling a Condo is Different Than Selling a House<br />
<div style="margin-bottom: .0001pt; margin: 0in;">
<span style="font-family: Arial, sans-serif;">Listing a property requires experience, skill and finesse. From
the initial marketing to the final price negotiations, everything needs to be
tailored to the type of home being sold. However, because of their main
differences, selling a condo versus
selling a house is very different. </span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXdA8CTAEuCt_-YoVQgyDij70ZP9hLHdI0FzQa7hgk8A102KspkRaLuuHweHWJudT9uG4iwojC_dWhnTc1JkF_phH2wahhaaSZ1bfE1bnelBqaxromoGhDr9LCKEel_4wOvy0TDrGzOHk/s1600/IMG_3821.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="640" data-original-width="536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXdA8CTAEuCt_-YoVQgyDij70ZP9hLHdI0FzQa7hgk8A102KspkRaLuuHweHWJudT9uG4iwojC_dWhnTc1JkF_phH2wahhaaSZ1bfE1bnelBqaxromoGhDr9LCKEel_4wOvy0TDrGzOHk/s320/IMG_3821.jpg" width="268" /></a></div>
<br />
<div style="color: null; margin-bottom: .0001pt; margin: 0in;">
<span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;">
<br />
</span><strong><span style="color: black; font-family: "Arial",sans-serif;">Reason
#1: The Homeowners Association or HOA</span></strong><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"> <br />
</span><span style="color: black; font-family: "Arial",sans-serif;">All condos come with some type of HOA, or
homeowners association that </span><span style="color: black; font-family: "Arial",sans-serif;">handles the common areas like swimming pools, the exterior of the
building, some insurance, and landscaping. </span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"><br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">However, all of
this comes at a cost. The first is money; a HOA cannot operate or pay
necessary expenses without charging residents a monthly fee. The second is
freedom; most HOAs have rules called CC& R's that need to be followed. </span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"><br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">When selling a
condo, potential buyers will balance the costs of each HOA with the benefits. When comparing the benefits to the cost, the value is very close. If water is included in your HOA fee, the cost will be higher. While the average </span><span style="font-family: Arial, sans-serif;">San Diego County </span><span style="font-family: Arial, sans-serif;">condo HOA fee without a pool or water included runs $275 to $350; with water and a pool, the fees run about $350 to $450. However, downtown San Diego high rise condos have much higher HOA fees to cover the maintenance of the elevators, insurance, security, and the building itself in the $750 to $950 range. </span></div>
<div style="color: null; margin-bottom: .0001pt; margin: 0in;">
<span style="color: black; font-family: Arial, sans-serif;"><br />
</span><strong><span style="color: black; font-family: "Arial",sans-serif;">Reason
#2: Real Estate Investors</span></strong><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"> <br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">When selling a
condo, it's reasonable to expect a larger number of investors considering the
property than when selling a house. After all, renting out condos is a big
business.</span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"> <br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">As a result,
selling a condo could mean a faster closing, a cash offer, or even competing
bids if the condo is on prime property. </span></div>
<div style="color: null; margin-bottom: .0001pt; margin: 0in;">
<span style="color: black; font-family: Arial, sans-serif;">
<br />
</span><strong><span style="color: black; font-family: "Arial",sans-serif;">Reason
#3: The Type of Buyer</span></strong><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"> <br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">Different types
of buyers look at a condo versus a house. For starters, condos are generally
smaller, have a patio or small yard if any yard at all. All exterior landscaping is handled professionally, and
frequently come with amenities like a swimming pool or fitness center. </span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"><br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">While a good
majority of potential buyers with children would love a swimming pool with zero
maintenance, they aren't willing to make the trade for a smaller space. This
means that when selling a condo, potential buyers will generally be single
adults, newly married couples, or retired professionals looking to downgrade to
an easier property. </span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"><br />
<br />
</span><strong><span style="color: black; font-family: "Arial",sans-serif;">Reason
#4: Location, Location, Location</span></strong><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"> <br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">Every real
estate agent knows that one factor, above all others, is most important when
selling a property: location. Being close to town versus far away from traffic,
near downtown excitement versus in a quiet neighborhood, or near shopping
centers versus on the edge of nowhere all come into play for a property's value
and desirability. </span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"><br />
<br />
</span><span style="color: black; font-family: "Arial",sans-serif;">Generally
speaking, condos tend to be closer to urban areas, shopping, and entertainment.
This also means that their price per square foot is frequently higher. As a
result, owners looking to sell their condo should carefully consult with their
real estate agent about the best way to market their property and a fair
listing price.</span><span style="color: black; font-family: "Arial",sans-serif; font-size: 9.0pt;"> <o:p></o:p></span></div>
<br />Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-61992794931418685562018-05-14T11:40:00.000-07:002018-05-14T11:42:10.128-07:0015 Free Spring/Summer Events in San Diego County<div style="background-color: white; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<span style="color: #333333;">Along with miles of natural coastline and sunshine for days, there are a number of street fairs, including the</span><span style="color: #3d85c6;"> <a href="http://santeestreetfair.com/" target="_blank"><span style="color: #3d85c6;">Santee Street Fair</span></a> </span><span style="color: #333333;">on May 26th, </span><a href="http://cityofsanteeca.gov/home/showdocument?id=15579" target="_blank"><span style="color: #3d85c6;">Santee Summer Concerts</span></a><span style="color: #333333;"> starting June 14th,</span><span style="color: #3d85c6;"> <a href="http://cityofsanteeca.gov/our-city/special-events-667" target="_blank"><span style="color: #3d85c6;">Santee Fidofest</span></a> </span><span style="color: #333333;">June 9th and </span><br />
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<span style="color: #333333;">other cultural events taking place throughout the summer months. Here’s a glimpse of some other freebies:</span></div>
<div style="background-color: white; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj23gs6I-iPVDxPOXN_ALgHvRnINRlgP_eYpoEgeVLfngH2ZiMjRE-GAgUo3-5P0dBj7zoi-ZdB6gMPH0AeqJjE2Dl9hqXMXsp2_K25o1Gi4URolW2D2o99INdh-Lypnjqhyphenhyphenyq7d7A5UnQ/s1600/SSF_Logo.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="250" data-original-width="462" height="173" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj23gs6I-iPVDxPOXN_ALgHvRnINRlgP_eYpoEgeVLfngH2ZiMjRE-GAgUo3-5P0dBj7zoi-ZdB6gMPH0AeqJjE2Dl9hqXMXsp2_K25o1Gi4URolW2D2o99INdh-Lypnjqhyphenhyphenyq7d7A5UnQ/s320/SSF_Logo.png" width="320" /></a><strong style="color: #333333;">1.</strong><span style="color: #333333;"> Head to Lake Murray in La Mesa for free fly fishing lessons Sundays from 9 a.m. to noon. They also have free equipment for your use, but arrive early. </span><a href="http://sandiegoflyfishers.com/" target="_blank"><span style="color: #3d85c6;">sandiegoflyfishers.com</span></a></div>
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<strong>2.</strong> Seaport Village offers hours of free entertainment, leisurely strolling, window shopping and picturesque waterfront views. Fly a kite in the nearby park, and watch passersby or catch the ships and yachts sailing on San Diego Bay. <a href="http://seaportvillage.com/" style="color: #4591b8;" target="_blank">seaportvillage.com</a></div>
<strong style="background-color: white; color: #333333; font-family: georgia, "droid serif", serif; font-size: 18px;">3.</strong><span style="background-color: white; color: #333333; font-family: "georgia" , "droid serif" , serif; font-size: 18px;"> Soak up international flavor at the House of Pacific Relations in Balboa Park with the International Cottages’ Lawn Programs. Held each Sunday from 2 to 3 p.m. throughout the summer, these free performances feature ethnic song and dance. 2191 Pan American Road W., San Diego. </span><a href="http://sdhpr.org/" style="background-color: white; color: #4591b8; font-family: georgia, "droid serif", serif; font-size: 18px;" target="_blank">sdhpr.org</a><br />
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<strong><br /></strong>
<strong>4.</strong> Enjoy free organ concerts June 26 to Aug. 28 during the International Summer Organ Festival on Monday evenings at Spreckels Organ Pavilion, Balboa Park, featuring the world’s largest outdoor pipe organ. Also enjoy the Organ Pavilion’s Twilight in the Park Summer Concerts on Tuesday, Wednesday and Thursday evenings from 6:30 to 7:30 p.m. June 19 through Aug. 30. <a href="http://balboapark.com/" style="color: #4591b8;" target="_blank">balboapark.com</a></div>
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<strong>5.</strong> Visit the downtown Museum of Contemporary Art San Diego on the third Thursday of the month from 5 to 8 p.m., when admission is free. 1100 Kettner Blvd., between Broadway and B St., downtown. <a href="http://mcasd.org/" style="color: #4591b8;" target="_blank">mcasd.org</a></div>
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<strong>6</strong>. Hike to Potato Chip Rock at Mt. Woodson Summit near Poway for some Instagram-worthy photos and views of the Pacific Ocean. Pack plenty of water, sunscreen and snacks. Dogs are welcome on the trail but must be on a leash. <a href="http://bit.ly/2twik7P" style="color: #4591b8;" target="_blank">bit.ly/2twik7P</a></div>
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<strong>7</strong>. Cool down during those dog days of summer at Waterfront Park near the County Administration Center along the Embarcadero. This giant park features more then 830 feet of interactive fountains and a large grassy area perfect for picnicking or just relaxing.</div>
<div style="background-color: white; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<strong style="color: #333333;">8.</strong><span style="color: #333333;"> Stroll along downtown El Cajon to see the </span><a href="http://www.ci.el-cajon.ca.us/discover-el-cajon/events/cajon-classic-cruise-car-shows" target="_blank"><span style="color: #3d85c6;">Cajon Classic Cruise Car Shows</span></a><span style="color: #333333;"> and enjoy the entertainment every Wednesday night weekly until October 28th.</span></div>
<div style="background-color: white; color: #333333; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<strong>9.</strong> Visit the Anza-Borrego Desert State Park in Borrego Springs and experience the natural beauty of San Diego’s desert region. The 600,000-acre park is the largest state park in the contiguous United States.</div>
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<strong>10.</strong> Hike along the bluffs of Torrey Pines State Reserve and enjoy the breathtaking views and indigenous plant life along the trails. <a href="http://torreypine.org/" style="color: #4591b8;" target="_blank">torreypine.org</a></div>
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<strong>11.</strong> Catch a movie under the stars at Summer Movies in the Park held throughout San Diego County. You’re bound to catch one of your favorite flicks somewhere in the neighborhood. <a href="http://summermoviesinthepark.com/" style="color: #4591b8;" target="_blank">summermoviesinthepark.com</a></div>
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<strong style="color: #333333;">12.</strong><span style="color: #333333;"> San Diego County is home to more than 500 species of birds.inaturalist.org Watch them in their natural habitats at one of the many wetland reserves, including the</span><a href="https://www.inaturalist.org/check_lists/6082-Santee-Lakes-Regional-Park-Check-List" target="_blank"> <span style="color: #3d85c6;">Santee Lakes</span></a><span style="color: #333333;">, Tijuana Estuary, Sweetwater National Wildlife Refuge or the Famosa Slough in Point Loma.</span></div>
<div style="background-color: white; color: #333333; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<strong>13.</strong> Visit Mission Basilica San Diego de Alcala, California’s first Mission Church, founded in 1769 by Father Junipero Serra. <a href="http://missionsandiego.org/" style="color: #4591b8;" target="_blank">missionsandiego.org</a></div>
<div style="background-color: white; color: #333333; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<strong>14.</strong> Ride along the Historic Highway 101 from Oceanside to La Jolla through a string of charming beach communities, with funky little shops housed in everything from Victorian homes to old 1950s gas stations.</div>
<div style="background-color: white; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<b style="color: #333333;">15. </b><span style="color: #333333;"> On May 19th, join the 5th annual celebration of the American Spirit with various cultures and historical groups along with the celebration of the Armed Forces Day at the </span><a href="https://www.eastcountymagazine.org/america-main-street-may-19-el-cajon" style="background-color: transparent;" target="_blank"><span style="color: #3d85c6;">America on Main Street in El Cajon</span></a><span style="color: #333333;"> in downtown El Cajon.</span></div>
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<span style="color: #333333;">Some of these written activities by Carolina Gusman in the Union Tribune May 13,2018. </span></div>
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<span style="color: #333333;">Written by </span></div>
<div style="background-color: white; font-family: Georgia, "Droid Serif", serif; font-size: 18px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 27px; margin-bottom: 18px;">
<span style="color: #333333;">Virginia Hall<br />Keller Williams Realty;<br />619-258-8585</span></div>
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<span style="color: #333333;"><br /></span></div>
Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-31865469691700507382018-05-07T15:37:00.002-07:002018-05-07T15:39:00.142-07:00Strategies for Remodeling Your Kitchen: Part 6<b>Flooring..Decisions...Decisions...</b><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5mTSNq1TSM79fXGp6NVOYqMQ1ed6wNd5H3gc9BtFcrnDvQYQ9ZibIHUa_7JXHYAHZba4yXoI1yH42bas5UlBjI7Rozn6npkazjAMJqopxRB3bwFTvl7phdPTIeNA_pYKsj-u3RcxkMUk/s1600/2017-11-01+15.43.40.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5mTSNq1TSM79fXGp6NVOYqMQ1ed6wNd5H3gc9BtFcrnDvQYQ9ZibIHUa_7JXHYAHZba4yXoI1yH42bas5UlBjI7Rozn6npkazjAMJqopxRB3bwFTvl7phdPTIeNA_pYKsj-u3RcxkMUk/s320/2017-11-01+15.43.40.jpg" width="240" /></a></div>
<b><br /></b>
One of the hardest things to decide on was the flooring. Wood flooring is definitely in and I love the look. However, there are so many types of wood-like floorings. So much to choose from...Hardwood.... Bamboo...Laminate Wood...Engineered...Tile...Linoleum...Vinyl.<br />
While many of these look like wood, some are darker or lighter than others. As well as some are more durable. I had ruled out laminate wood flooring because this wood flooring separates if liquids sit for any length of time on it. I seen flooring buckling in front of a refrigerator and sinks. Since we have an older dog, I was also concerned about her scratching the floor as well as accidents. <br />
<br />
Then there was hardwood flooring. Hardwood flooring is more costly but can be refinished and doesn't delaminate. And then there is engineered hardwood flooring, a better quality composite wood flooring that is supposed to hold up better to everyday living, pets and children, when compared to pergo or other less expensive laminates. <br />
<br />
Keeping the <a href="https://www.flooringinc.com/blog/2017-flooring-trends/" target="_blank">trends</a> in mind, I finally narrowed it down to a ceramic tile that looked like wood. With a pet, I finally decided that this would be most practical. Tile is easier to clean and maintain. When we went to choose the tile, I was pleasantly surprised by the selection of tiles available that looked like wood. They even came in 6"X36" planks. So I had the best of both worlds.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_HH77WNE7I-UV4oXj0xZl-91uCrhPbbPWhS3uTMe6r1FCFAzEE3ZCGcoGoW59aaHKq7dyt5PheGOiKtE1q09i1BxauZy9t1OIHUdsq__2xEONQ8RpmLof8lBbzVKWtQ01hy3MBFeLKmI/s1600/2017-10-31+15.34.22.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_HH77WNE7I-UV4oXj0xZl-91uCrhPbbPWhS3uTMe6r1FCFAzEE3ZCGcoGoW59aaHKq7dyt5PheGOiKtE1q09i1BxauZy9t1OIHUdsq__2xEONQ8RpmLof8lBbzVKWtQ01hy3MBFeLKmI/s320/2017-10-31+15.34.22.jpg" width="320" /></a>However, even with tile, you must clean up the spills. With prolonged leaks, water can seep into small cracks and breakdown the bond. I have seen older tiles lift as a result of water leaks.<br />
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Flooring decisions can be challenging, so do your homework. Visit the <a href="https://www.hgtv.com/remodel/interior-remodel/top-flooring-options-pictures" target="_blank">HGTV website</a> to get an idea of the different kinds of flooring. Consider all the options before making a decision. <br />
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Written by<br />
Virginia Hall<br />
Keller Williams Realty<br />
619-258-8585Talkin Real Estatehttp://www.blogger.com/profile/11223682023673973062noreply@blogger.comtag:blogger.com,1999:blog-8206147826910310893.post-85055577503616875102018-03-27T15:30:00.001-07:002018-03-27T15:35:25.815-07:00Strategies for Remodeling Your Kitchen: Part 5<span style="font-family: "trebuchet ms" , sans-serif;"><b>Counter Top Choices</b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7ufxZvbgOHfec-PrsTAXerPETvikl3AzONB74EIfPxqZhHCG-bQU0WxvOAkr1p6nZnv8_nlMQyIYg3re7R3s8kc62T5JHWpDVD64wcGtIml8-wWKY9Uk1X4Uyq8N_6dE4pgw2hTgWmZg/s1600/2017-11-10+09.43.01.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7ufxZvbgOHfec-PrsTAXerPETvikl3AzONB74EIfPxqZhHCG-bQU0WxvOAkr1p6nZnv8_nlMQyIYg3re7R3s8kc62T5JHWpDVD64wcGtIml8-wWKY9Uk1X4Uyq8N_6dE4pgw2hTgWmZg/s320/2017-11-10+09.43.01.jpg" width="320" /></a></div>
<span style="font-family: "trebuchet ms" , sans-serif;">After choosing the <a href="http://talkinrealestate.blogspot.com/2018/01/strategies-for-updating-your-kitchen.html" target="_blank">color scheme</a>, next comes the counter tops. You will want to keep your color scheme in mind when picking cabinets and counter tops. If you choose light color cabinets, you may want to contrast with a darker counter top. And vice versa, with dark cabinets a lighter counter top for the contrast. </span><br />
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<span style="font-family: "trebuchet ms" , sans-serif;">While we used the same color quartz on all of our counter tops and island, some people are changing it up with a different accent color on the island. </span><br />
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<span style="font-family: "trebuchet ms" , sans-serif;">While granite is in, we chose quartz because of less maintence and it is more durable. Granite needs regular sealing to avoid scratches and damage, while quartz countertops are already sealed making them more user friendly. Quartz is actually harder, nearly indestructable, compared to granite. Quartz is not porous like granite making it a healthy choice since it is relatively bacteria-free. However, you still need to use hot pads to protect both Granite and Quartz, because both can be damaged by excessive heat. Price is about the same. For more information about <b style="background-color: white; color: #222222;">quartz vs</b><span style="background-color: white; color: #222222;">. </span><b style="background-color: white; color: #222222;">granite</b><span style="background-color: white; color: #222222;"> countertops, see this Forbes article from a <a href="https://www.forbes.com/sites/trevornace/2015/10/26/quartz-vs-granite-countertops-geologists-perspective/#5a607a39196c" target="_blank">geologist's perspective</a> or the <a href="https://www.hgtv.com/design-blog/design/granite-vs-quartz-is-one-better-than-the-other" target="_blank">HGTV's website</a>.</span></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCNccS-yQXPEuOVOiLnEnhylNE1AY_s0WK0-NoSKM7lT3a3vg3hYmEFoMUu81G9YQT9GO8MyS4oIEHWrVOcmmJvSNFJZ3UnybKdelkRf62IvGQERIXUFf4wtVOVhr7JpLYcjXHDDm0oQw/s1600/2017-11-16+09.22.14.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="1161" data-original-width="1600" height="232" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCNccS-yQXPEuOVOiLnEnhylNE1AY_s0WK0-NoSKM7lT3a3vg3hYmEFoMUu81G9YQT9GO8MyS4oIEHWrVOcmmJvSNFJZ3UnybKdelkRf62IvGQERIXUFf4wtVOVhr7JpLYcjXHDDm0oQw/s320/2017-11-16+09.22.14.jpg" width="320" /></a></div>
<span style="color: #222222; font-family: "trebuchet ms" , sans-serif;"><span style="background-color: white;">Your cabinet hardware is another choice of style and taste. We chose a brushed nickle cup handle for the drawers and knobs for the cupboards to flow with the stainless steel appliances and faucet. </span></span><br />
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<span style="font-family: "trebuchet ms" , sans-serif;"><span style="background-color: white; color: #222222;">Written by Virginia Hall</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="background-color: white; color: #222222;"> Keller Williams Realty</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="background-color: white; color: #222222;"> 619-258-8585</span></span><br />
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