Wednesday, April 10, 2019

Be Ready for the Home Inspection


A home inspection is highly recommended when buying a home.  It is important for the buyer to know what problems they are buying.  Discovered issues can be disappointing to both the buyer and seller.  It might become an obstacle in negotiations process.  By taking these 10 steps, sellers can take care of some basic maintenance issues that often appear on home inspection reports.

1.  Fix any leaky faucets and fixtures. Regrout discolored areas around the tubs and sinks.  Make sure all sinks are draining well.
2.  Have your furnace and air conditioning serviced.
3.  Install a battery operated carbon monoxide detector on each floor of a home as well as smoke detectors inside each bedroom, above the door, and one in hallways.
4.  Replace any cracked or broken windows.
5.  Professionally clean the fireplace and chimney.
6.  Have an electrician inspect receptacles and switches and make any needed repairs.
7.  Make sure all doors, including the garage door and closet doors, and windows open and shut easily.
8.  Remove or repair any trip hazards.
9.  Roofs older than 15 years should be professionally serviced, repairing any missing or damaged shingles or flashing.
10.  Make sure that hot water heaters are strapped properly with two metal straps.

Taking care of these issues ahead of the home inspection should make the process much easier.

Virginia Hall, CRS® 
San Diego Foothills
Keller Williams Realty
619-258-8585

Saturday, January 5, 2019

Why Won't My Home Sell?

With fewer buyers able to afford a house in San Diego County, a shift in the housing market is starting to occur. While home prices are still rising, the number of sales is slowing. The best of homes are selling at top market prices. At the same time we are seeing longer market times and a growing number of homes on the market. Homes are a commodity and markets go up and down. As the number of homes for sale grows, the value decreases. Here are some tips on how you can help get your house sold in the quickest time and at the best price as the number of homes for sale increases:

 1. Price Your Home Right. When interviewing Realtors® , make sure they bring comparable home sales in your immediate area to review. Comparable homes are ones within plus or minus 15% estimated square footage, similar number of rooms, and improvements. While you want top dollar, pricing your home at or just below the most recent comparable sales, will keep you from lingering on the market and may even get you multiple offers. The longer a home sits on the market, the more bargaining power a buyer has and more likely the price will drop. Be leary of agents who promise to get you more than the market will bring. They start with a high price and end up lowering it in a few weeks when there is no activity.

 2. Clutter is Your Downfall. If you have lived in your house for years, this is likely to be a problem. Before you deep clean or have your home professionally cleaned, get rid of the clutter. Look at each room and reduce furniture and personal belongings. Too much furniture and belongings can make a room look much smaller. If you are down sizing, have a huge garage sale, rent a pod or a storage unit.

 3. In Need of Repairs. As you prepare to sell your home, make a list of all the things in your home that you know need to be fixed. If you are not good at repairing things, hire a handyman to repair all those annoying loose fixtures, cabinets and doors, replace broken tiles and replace light bulbs that aren't working. Make sure that all of your appliances are working properly. Some sellers even hire a home inspection prior to putting it on the market, so repairs can be completed prior to putting it on the market. Buyers will steer away from a home in need of a lot of work.

 4. Stage Your Home. An experienced Realtor® can often give you ideas or some sellers hire professional stagers. Staging includes all All Five Senses. After decluttering rooms, stage furniture and decor to help buyers see the potential of the room size and bring attention to special features. A vase of flowers on a table, a dinner table eloquently set, new color cordinated bathroom towels, and cleared counter spaces, all make a difference. If the house is empty, a stager can help furnish a few rooms to help the buyer envision how to furnish a space.

 5. Hire the Right Realtor® . The Realtor® you hire needs to be able write up a description of your home that highlights the features that you love and will sell your home. Look for Realtors that have taken the extra education and steps to gain designations that sets them apart. The Certified Residential Specialist (CRS®) is the gold standard for Realtors®. Only 4% of the nation's Realtors have it. Once you know your Realtor® has gone the extra mile in their education, then review their marketing plan for your home. Make sure they will have Professional photos of your property for the multiple listings and other marketing materials. No dogs or reflections of people in your photos. Virtual Tours and videos help bring you home to life and pushes it up in internet searches. You need an agent to reinforce the positive things about your home, that knows the area, and can negotiate to get you the best price. Make sure to review all marketing for accuracy.

 6. Personalized Home Improvements. Remove those family photos and any unusual items, like voodoo dolls, skulls and crossbones. If you are planning to do home improvements before selling, make sure that they are of neutral color and flows with the rest of the house. Don't add a lot of special, costly touches. Buyers have to be able to visualize their belongings in the house. 7. When Buyers Come, Best to Leave! When buyers come to visit, a Seller's first instinct is to stay, to protect their belongings, or to try to sell the house. However, buyers need to be able to explore the home freely without the hovering eyes of an over protective seller or a nonstop hard sales pitch. Often, while you are pitching the house, inadvertently the seller tells the buyer something that is a problem to the buyer. When sellers insist on staying, they cannot help but tell you something that can be used in negotiating the price down or turns the buyer off all together. Step out. The house will sell itself and the buyer's agent will supervise their client. 

Choosing an experienced Realtor® can help guide you through the process on how best to sell your home. Follow these tips, so you won't have to chase the market as your home declines in value.

Tuesday, August 21, 2018

8 Tips to Downsize and Upsize Successfully

Your children are grown and gone.   They call you an empty nester.  You are ready to downsize, move to smaller home.   Or perhaps, you're expecting your third child and living in a two bedroom condo.  Time to upsize, move to a bigger home. 

However, you have to sell your present home first in order to afford a new home.  Many people fear not being able to find the perfect new home after selling their present home.  So many people want to find a new home before trying to sell their present home.  Unfortunately, most sellers won't sell to a contingent buyer who needs to sell their home before they can afford to buy a new home when they are multiple  ready-to-go buyers.  The dilemma is who knows how long it could take you to sell your present home, delaying the purchase of your new home. 

When you are downsizing or upsizing, here are tips to insure you don't end up in a compromised position: 

  1. For those downsizing, one of the most difficult things is to downsize your belongings to fit in a smaller home.  This could take months, but needs to be done prior to putting your home on the market.  Once you are in escrow, you need to be prepared to move. 
  2. Next, you must get a loan preapproval to buy a new home. 
  3. Then you must sell your home and get into escrow with a strong, motivated buyer with the means to buy your home.  
  4. In the listing and purchase agreement counter offers, you must include that you have a Seller's Contingency for Buying a Replacement Property until you have released all of your contingencies, including inspections, loan, and appraisal on the replacement home.  
  5. Plan a 60 day escrow versus the standard 30 day escrow for your present home sale.   You will also need to remain in possession of your present house for 3 days after close of escrow, so that the proceeds can transfer from one sale to the next.
  6. You will also want to request that the buyers of your home have an appraisal ordered within 48 hrs, release their physical inspections contingency within 10 days, and release their loan & appraisal contingencies within 17 days.     
  7.  If your buyer is on track to remove all contingencies by day 17, then you can begin looking for a new home on day 14.   Once all of your buyer's contingencies are removed by day 17, if your buyer backs out, then they would lose their good faith deposit.  The purchase home seller will know that your buyer is solid at this point.   
    If by some chance it takes longer than expected to find a home, you can request for an extension from your buyer. If the buyer doesn't want to wait then they can back out.  But more likely, they won't want to because they have invested money at this point.  
  8. Plan to close consecutively.  Your present home would close.  The proceeds from your sale would be wired to the purchase property the next day. Escrows will work out the details for you.   You could start moving in the day the new home closes. So it is very important to be organized.  Clean as you box up your belongings. 

While it is challenging, it can be done.   Using an experienced agent and organization are key.  For more buying and selling tips see www.VirginiaHall.com.

Written by Virginia Hall
                   Keller Williams Realty
                   (619)258-8585


Tuesday, May 29, 2018

Four Reasons Why Selling a Condo is Different Than Selling a House


Listing a property requires experience, skill and finesse. From the initial marketing to the final price negotiations, everything needs to be tailored to the type of home being sold. However, because of their main differences, selling a condo versus selling a house is very different. 


Reason #1: The Homeowners Association or HOA
All condos come with some type of HOA, or homeowners association that handles the common areas like swimming pools, the exterior of the building, some insurance, and landscaping.  

However, all of this comes at a cost. The first is money; a HOA cannot operate or pay necessary expenses without charging residents a monthly fee. The second is freedom; most HOAs have rules called CC& R's that need to be followed.

When selling a condo, potential buyers will balance the costs of each HOA with the benefits.  When comparing the benefits to the cost, the value is very close.  If water is included in your HOA fee, the cost will be higher.  While the average San Diego County condo HOA fee without a pool or water included runs $275 to $350; with water and a pool, the fees run about $350 to $450.  However, downtown San Diego high rise condos have much higher HOA fees to cover the maintenance of the elevators, insurance, security, and the building itself in the $750 to $950 range. 

Reason #2: Real Estate Investors

When selling a condo, it's reasonable to expect a larger number of investors considering the property than when selling a house. After all, renting out condos is a big business.

As a result, selling a condo could mean a faster closing, a cash offer, or even competing bids if the condo is on prime property.  

Reason #3: The Type of Buyer

Different types of buyers look at a condo versus a house. For starters, condos are generally smaller, have a patio or small yard if any yard at all.  All exterior landscaping is handled professionally, and frequently come with amenities like a swimming pool or fitness center.

While a good majority of potential buyers with children would love a swimming pool with zero maintenance, they aren't willing to make the trade for a smaller space. This means that when selling a condo, potential buyers will generally be single adults, newly married couples, or retired professionals looking to downgrade to an easier property.

Reason #4: Location, Location, Location

Every real estate agent knows that one factor, above all others, is most important when selling a property: location. Being close to town versus far away from traffic, near downtown excitement versus in a quiet neighborhood, or near shopping centers versus on the edge of nowhere all come into play for a property's value and desirability.

Generally speaking, condos tend to be closer to urban areas, shopping, and entertainment. This also means that their price per square foot is frequently higher. As a result, owners looking to sell their condo should carefully consult with their real estate agent about the best way to market their property and a fair listing price.

Monday, May 14, 2018

15 Free Spring/Summer Events in San Diego County

Along with miles of natural coastline and sunshine for days, there are a number of street fairs, including the Santee Street Fair on May 26th, Santee Summer Concerts starting June 14th, Santee Fidofest June 9th  and
other cultural events taking place throughout the summer months. Here’s a glimpse of some other freebies:
1. Head to Lake Murray in La Mesa for free fly fishing lessons Sundays from 9 a.m. to noon. They also have free equipment for your use, but arrive early. sandiegoflyfishers.com
2. Seaport Village offers hours of free entertainment, leisurely strolling, window shopping and picturesque waterfront views.  Fly a kite in the nearby park, and watch passersby or catch the ships and yachts sailing on San Diego Bay. seaportvillage.com
3. Soak up international flavor at the House of Pacific Relations in Balboa Park with the International Cottages’ Lawn Programs. Held each Sunday from 2 to 3 p.m. throughout the summer, these free performances feature ethnic song and dance. 2191 Pan American Road W., San Diego. sdhpr.org

4. Enjoy free organ concerts June 26 to Aug. 28 during the International Summer Organ Festival on Monday evenings at Spreckels Organ Pavilion, Balboa Park, featuring the world’s largest outdoor pipe organ. Also enjoy the Organ Pavilion’s Twilight in the Park Summer Concerts on Tuesday, Wednesday and Thursday evenings from 6:30 to 7:30 p.m. June 19 through Aug. 30. balboapark.com
5. Visit the downtown Museum of Contemporary Art San Diego on the third Thursday of the month from 5 to 8 p.m., when admission is free. 1100 Kettner Blvd., between Broadway and B St., downtown. mcasd.org
6. Hike to Potato Chip Rock at Mt. Woodson Summit near Poway for some Instagram-worthy photos and views of the Pacific Ocean. Pack plenty of water, sunscreen and snacks. Dogs are welcome on the trail but must be on a leash. bit.ly/2twik7P
7. Cool down during those dog days of summer at Waterfront Park near the County Administration Center along the Embarcadero. This giant park features more then 830 feet of interactive fountains and a large grassy area perfect for picnicking or just relaxing.
8.  Stroll along downtown El Cajon to see the Cajon Classic Cruise Car Shows and enjoy the entertainment every Wednesday night weekly until October 28th.
9. Visit the Anza-Borrego Desert State Park in Borrego Springs and experience the natural beauty of San Diego’s desert region. The 600,000-acre park is the largest state park in the contiguous United States.
10. Hike along the bluffs of Torrey Pines State Reserve and enjoy the breathtaking views and indigenous plant life along the trails. torreypine.org
11. Catch a movie under the stars at Summer Movies in the Park held throughout San Diego County. You’re bound to catch one of your favorite flicks somewhere in the neighborhood. summermoviesinthepark.com
12. San Diego County is home to more than 500 species of birds.inaturalist.org Watch them in their natural habitats at one of the many wetland reserves, including the Santee Lakes, Tijuana Estuary, Sweetwater National Wildlife Refuge or the Famosa Slough in Point Loma.
13. Visit Mission Basilica San Diego de Alcala, California’s first Mission Church, founded in 1769 by Father Junipero Serra. missionsandiego.org
14. Ride along the Historic Highway 101 from Oceanside to La Jolla through a string of charming beach communities, with funky little shops housed in everything from Victorian homes to old 1950s gas stations.
15.  On May 19th, join the 5th annual celebration of the American Spirit  with various cultures and historical groups along with the celebration of the Armed Forces Day at the America on Main Street in El Cajon in downtown El Cajon.
Some of these written activities by Carolina Gusman in the Union Tribune May 13,2018. 
Written by 
Virginia Hall
Keller Williams Realty;
619-258-8585

Monday, May 7, 2018

Strategies for Remodeling Your Kitchen: Part 6

Flooring..Decisions...Decisions...

One of the hardest things to decide on was the flooring.  Wood flooring is definitely in and I love the look.  However, there are so many types of wood-like floorings.  So much to choose from...Hardwood.... Bamboo...Laminate Wood...Engineered...Tile...Linoleum...Vinyl.
While many of these look like wood, some are darker or lighter than others.  As well as some are more durable. I had ruled out laminate wood flooring because this wood flooring separates if liquids sit for any length of time on it.  I seen flooring buckling in front of a refrigerator and sinks.  Since we have an older dog, I was also concerned about her scratching the floor as well as accidents. 

Then there was hardwood flooring.  Hardwood flooring is more costly but can be refinished and doesn't delaminate.  And then there is engineered hardwood flooring, a better quality composite wood flooring that is supposed to hold up better to everyday living, pets and children, when compared to pergo or other less expensive laminates. 

Keeping the trends in mind, I finally narrowed it down to a ceramic tile that looked like wood. With a pet, I finally decided that this would be most practical.  Tile is easier to clean and maintain.  When we went to choose the tile, I was pleasantly surprised by the selection of tiles available that looked like wood.  They even came in 6"X36" planks.  So I had the best of both worlds.

However, even with tile, you must clean up the spills.  With prolonged leaks, water can seep into small cracks and breakdown the bond.  I have seen older tiles lift as a result of water leaks.

Flooring decisions can be challenging, so do your homework.  Visit the HGTV website to get an idea of the different kinds of flooring.  Consider all the options before making a decision. 

Written by
Virginia Hall
Keller Williams Realty
619-258-8585

Tuesday, March 27, 2018

Strategies for Remodeling Your Kitchen: Part 5

Counter Top Choices


After choosing the color scheme, next comes the counter tops.  You will want to keep your color scheme in mind when picking cabinets and counter tops.  If you choose light color cabinets, you may want to contrast with a darker counter top.  And vice versa, with dark cabinets a lighter counter top for the contrast.  

While we used the same color quartz on all of our counter tops and island, some people are changing it up with a different accent color on the island. 

While granite is in, we chose quartz because of less maintence and it is more durable.  Granite needs regular sealing to avoid scratches and damage, while quartz countertops are already sealed making them more user friendly.  Quartz is actually harder, nearly indestructable, compared to granite.  Quartz is not porous like granite making it a healthy choice since it is relatively bacteria-free.  However, you still need to use hot pads to protect both Granite and Quartz, because both can be damaged by excessive heat.  Price is about the same.  For more information about quartz vsgranite countertops, see this Forbes article from a geologist's perspective or the HGTV's website.


Your cabinet hardware is another choice of style and taste.  We chose a brushed nickle cup handle for the drawers and knobs for the cupboards to flow with the stainless steel appliances and faucet.  

Written by Virginia Hall
                 Keller Williams Realty
                 619-258-8585